3851 Black Rd, Charlevoix, MI 49720 Property Records

Charlevoix County property record for 3851 Black Rd, Charlevoix, MI 49720

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,568 sqft · built 2006
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Tax Bill$1,145 (2025)
Flood ZoneZone X (minimal risk)
APN009-015-010-15

Property Details

APN / Parcel Number

Primary APN009-015-010-15

Interior

Full Baths2 Baths
Building Area1,568 sqft Building Perimeter
1st Floor Area1,568 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3851 BLACK RD
CityCHARLEVOIX
StateMI
Zip49720-9563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM N1/4 COR SD SEC 15 TH S01DEG00'51W AL N&S1/4 LI ALSO C/L BLACK RD 899.64 FT TO POB TH CONT S01DEG00'51W AL SD N&S1/4 LI 4
Legal Range08
Legal Township33
Legal Section15
JurisdictionCHARLEVOIX MI
Township / Civil DivisionMARION
Census Block Group2
Census Block2008
Census Tract800

Owner

3851 Black Rd is owned and occupied by an individual.

Source: Charlevoix County records, as of June 18, 2026

Owner of RecordIndividual Name on File
Mailing Address3851 BLACK RD, CHARLEVOIX, MI 49720-9563
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3851 Black Rd was $1,145 with a homeowner's exemption, up 1.2% from the year before.

Source: Charlevoix County assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCharlevoix County
County SubdivisionMarion Township
Unified School DistrictCharlevoix Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,800 (+9.98%)$189,600 (+9.98%)
2025$1,145.00 (+1.24%) Homeowner's exemption$86,200$172,400
2024$1,131.00
2023$68,700$137,400
2022$1,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3851 Black Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3851 Black Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000

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