3945 Saint Johns Ter, Cincinnati, OH 45236 Property Records

Hamilton County property record for 3945 Saint Johns Ter, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1941
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Sep 1998)
Tax Bill	$4,449 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`609-0013-0134-00`

Property Details

APN / Parcel Number

Primary APN	`609-0013-0134-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
1st Floor Area	910 sqft
2nd Floor Area	598 sqft
Basement Area	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3945 SAINT JOHNS TER
City	CINCINNATI
State	OH
Zip	45236-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 129.48 IRR SS ST JOHNS AVE 710.12 FT W OF E SEC LINE
Jurisdiction	HAMILTON OH
Township / Civil Division	DEER PARK
Census Block Group	3
Census Block	3002
Census Tract	23702

Owner

3945 Saint Johns Ter is owned and occupied by an individual who acquired it in March 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3945 SAINT JOHNS TER, CINCINNATI, OH 45236-3045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 1998 · Amount on File
Deed Sale	Sep 4, 1998 · Amount on File
Prior Sale	Sep 4, 1998 · Amount on File
Deed Document Number	0077462183
Deed Book / Page	60900
Last Transfer Date	Mar 11, 2019
Transfer Doc	0000017830
Record Updated	Jun 8, 2026

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 11, 2019
Property Address	3945 SAINT JOHNS TER, CINCINNATI, OH 45236-3045
Document Number	0000017830
Book / Page	13871 / 01444
Instrument Date	Mar 4, 2019
Instrument	2019-0017830
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000017831
Date	Mar 11, 2019
Instrument	2019-0017831

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3945 Saint Johns Ter was $4,449, up 19.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Deer Park City
Unified School District	Deer Park Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,449.00 (+19.37%)	$60,914 (-) Land $12,740 Building $48,174
2024	$3,727.00 (-1.9%)	$60,914 (-) Land $12,740 Building $48,174
2023	$3,799.00 (+2.15%)	$60,914 (+32.54%) Land $12,740 Building $48,174	$174,040 Land $36,400 Building $137,640
2022	$3,719.00 Homeowner's exemption	$45,959 Land $10,791 Building $35,168
2020			$131,310 Land $30,830 Building $100,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3945 Saint Johns Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3945 Saint Johns Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20