Hamilton County property record for 3938 Saint Johns Ter, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,590 sqft · built 1941 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Mar 2024) |
| Tax Bill | $5,353 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 609-0013-0130-00 |
| Primary APN | 609-0013-0130-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| Gross Area | 1,980 sqft |
| 1st Floor Area | 990 sqft |
| Basement Area | 990 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 390 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3938 SAINT JOHNS TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST JOHNS AVE 50 X 132.91 IRR NS ST JOHNS AVE 795.18 FT W OF E SEC LINE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DEER PARK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 23701 |
3938 Saint Johns Ter is owned and occupied by an individual who bought it in March 2024.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3938 SAINT JOHNS TER, CINCINNATI, OH 45236-3062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 17, 2023 | Intrafamily Transfer, Transfer |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| May 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on File |
| Deed Sale | Mar 11, 2024 · Amount on File |
| Prior Sale | May 2, 2018 · Amount on File |
| Deed Document Number | 202415693 |
| Deed Book / Page | 15120 / 350 |
| Prior Transfer Date | Nov 2, 2011 |
| Prior Transfer Doc | 0000000324 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 11, 2024 |
| Property Address | 3938 SAINT JOHNS TER, CINCINNATI, OH 45236-3062 |
| Document Number | 0000015693 |
| Book / Page | 15120 / 350 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 2024-0015693 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3938 SAINT JOHNS TER, CINCINNATI, OH 45236-3062 |
| Document Number | 0000015694 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024-0015694 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 0000015694 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 15120/353 |
| Instrument | 2024-0015694 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 17, 2023 |
| Property Address | 3938 SAINT JOHNS TER, CINCINNATI, OH 45236-3062 |
| Document Number | 0000018230 |
| Book / Page | 14875 / 469 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 2023-0018230 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3938 SAINT JOHNS TER, CINCINNATI, OH 45236-3062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3938 SAINT JOHNS TER, CINCINNATI, OH 45236-3062 |
| Document Number | 0000060983 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 3938 SAINT JOHNS TER CINCINNATI OH 452363062, CINCINNATI, OH 45236-3062 |
| Document Number | 0000060983 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 014198/000390 |
| Instrument | 60983 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 2, 2018 |
| Property Address | 3938 SAINT JOHNS TER, CINCINNATI, OH 45236-3062 |
| Document Number | 0000007020 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 18-0037020 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3938 SAINT JOHNS TER, CINCINNATI, OH 45236-3062 |
| Document Number | 0000007021 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 18-0037021 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 3938 Saint Johns Ter was $5,353, up 19.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Deer Park City |
| Unified School District | Deer Park Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,353.00 (+19.38%) | $73,291 (+%) Land $12,863 Building $60,428 | $209,400 Land $36,750 Building $172,650 |
| 2024 | $4,484.00 (-1.9%) | $73,289 (-) Land $12,862 Building $60,427 | |
| 2023 | $4,571.00 (+0.88%) | $73,289 (+30.87%) Land $12,862 Building $60,427 | $209,400 Land $36,750 Building $172,650 |
| 2022 | $4,531.00 Homeowner's exemption | $56,000 Land $10,892 Building $45,108 | |
| 2020 | $160,000 Land $31,120 Building $128,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3938 Saint Johns Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3938 Saint Johns Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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