Hamilton County property record for 3945 Inlet Loop, Chattanooga, TN 37416 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,905 sqft · built 2023 |
| Lot Size | 0.213 acres (9,305 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,518 (Oct 2025) |
| Tax Bill | $1,862 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120K C 032 |
| Primary APN | 120K C 032 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,905 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,305 sqft (0.213 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000393484 |
|---|---|
| Street Address | 3945 INLET LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 98 WATERSTONE RIDGE PB 124 PG 159 OUT OF 120K A 016 FOR 2023 |
| Legal Lot Number | 98 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11411 |
Source: Hamilton County records · APN 120K C 032
Assessment roll updated January 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3945 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Feb 13, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on Record |
| Deed Sale | Oct 13, 2025 · Amount on Record |
| Prior Sale | Feb 13, 2023 · Amount on Record |
| Deed Document Number | 2025167 |
| Deed Book / Page | 14073 / 672 |
| Prior Transfer Date | Sep 20, 2025 |
| Prior Transfer Doc | 0000000167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 13, 2025 |
| Property Address | 3945 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Document Number | 0000000167 |
| Book / Page | 14073 / 672 |
| Map Reference | PB 124 PG 159 |
| Instrument Date | Sep 20, 2025 |
| Instrument | 2025101300167 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.82 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3945 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Name | Verified Name |
|---|---|
| Address | 3945 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 13, 2023 |
| Property Address | 3945 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Document Number | 0000000112 |
| Book / Page | 13209 / 848 |
| Map Reference | MB 124 PG 159 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023021300112 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,408.04 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3945 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Document Number | 0132090851 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 13209-0851 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Number | 0000000050 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 13221/126 |
| Instrument | 2023022700050 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,862.00 (-21.57%) | $122,850 (+15.73%) | $491,400 (+15.73%) Land $50,000 Building $441,400 |
| 2024 | $2,374.00 | $106,150 | $424,600 Land $50,000 Building $374,600 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 917 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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