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3945 Hydrangea Ct, Oviedo, FL 32766 Property Records

Seminole County property record for 3945 Hydrangea Ct, Oviedo, FL 32766

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,753 sqft · built 2005
Lot Size0.346 acres (15,083 sqft)
Owner2 Owner Names on Record
Last Sale$335,000 (Oct 2014)
Deeds & MortgagesApr 2020 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN17-21-32-5RB-0000-6410

Property Details

APN / Parcel Number

Primary APN17-21-32-5RB-0000-6410

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,753 sqft Living Area
1st Floor Area2,753 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area15,083 sqft
Garage Area241 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area299 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3945 HYDRANGEA CT
CityOVIEDO
StateFL
Zip32766-6710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 641 SANCTUARY PHASE 2 VILLAGES 7 AND 8 PB 63 PGS 70 - 83
Legal Range32E
Legal Township21S
Legal Section17
Legal SubdivisionSANCTUARY
Legal Phase2
Legal Lot Number641
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2006
Census Tract21206

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address3945 HYDRANGEA CT, OVIEDO, FL 32766-6710
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2020Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE AFFINITY LLC
Jan 8, 2021Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2014 · Amount on Record
Deed SaleOct 29, 2014 · Amount on Record
Prior SaleJun 2, 2009 · Amount on Record
Deed Document Number2014118457
Deed Book / Page08357 / 0441
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3945 HYDRANGEA CT, OVIEDO, FL 32766-6710
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095910724
DateApr 29, 2020
Book Page9591/724
Instrument2020045096
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3945 HYDRANGEA CT, OVIEDO, FL 32766-6710
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 HYDRANGEA CT, OVIEDO, FL 32766-6710

Mortgage

Document Number0098100901
DateJan 8, 2021
Book Page9810/901
Instrument2021003111
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$355,512 (+5.99%)$544,584 (+4.79%) Land $125,000 Building $419,584
2023Homeowner's exemption$335,430$519,690 Land $125,000 Building $394,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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