Okaloosa County property record for 3945 Central Ave, Laurel Hill, FL 32567
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 2006 |
| Lot Size | 0.972 acres (42,343 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $960 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-6568-6 |
| Primary APN | C56-000-592-6568-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 960 sqft |
| 1st Floor Area | 720 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 42,343 sqft (0.972 acres) |
| Lot Dimensions | 350 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Convection |
| Street Address | 3945 CENTRAL AVE |
|---|---|
| City | LAUREL HILL |
| State | FL |
| Zip | 32567-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAUREL HILL LOT 12 TO 16 INC BLK 16 |
| Legal Range | 22W |
| Legal Township | 05N |
| Legal Section | 05 |
| Legal Subdivision | LAUREL HILL |
| Legal Block | 16 |
| Legal Lot Number | 120 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | LAUREL HILL |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 20200 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1647 LOVE HILL RD, WAVERLY, WV 26184-8104 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 13, 2014 |
| Transfer Doc | 0031483485 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Laurel Hill City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $960.00 (+13.21%) | $75,481 (+6.03%) Land $12,565 Building $62,916 | $75,481 (+6.03%) Land $12,565 Building $62,916 |
| 2023 | $848.00 (+8.16%) | $71,191 (+8.17%) Land $10,675 Building $60,516 | $71,191 (+8.17%) Land $10,675 Building $60,516 |
| 2022 | $784.00 | $65,813 Land $9,975 Building $55,838 | $65,813 Land $9,975 Building $55,838 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2009) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fidium Fiber DSL | 50 / 10 |
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