3931 Central Ave, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 3931 Central Ave, Laurel Hill, FL 32567

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1945
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Jun 2018)
Tax Bill	$529 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-6572-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-6572-8`
Alternative APN	`05-5N-22-2510-0017-0070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Heated Area
Gross Area	936 sqft
1st Floor Area	670 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Porch	Finished/Screened Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3931 CENTRAL AVE
City	LAUREL HILL
State	FL
Zip	32567-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL HILL W 80 FT OF LOT 7 BLK 17
Legal Range	22
Legal Township	05N
Legal Section	05
Legal Subdivision	LAUREL HILL
Legal Block	17
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	LAUREL HILL
Census Block Group	1
Census Block	1061
Census Tract	20200

Owner

3931 Central Ave is owned by an individual who acquired it in June 2018.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	8138 3RD ST, LAUREL HILL, FL 32567-2005
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Aug 28, 2000 · Amount on File
Deed Document Number	0003356341
Deed Book / Page	3356 / 341
Last Transfer Date	Jun 25, 2018
Transfer Doc	0033560341
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 25, 2018
Property Address	3931 CENTRAL AVE, LAUREL HILL, FL 32567-2126
Document Number	0033560341
Book / Page	003356 / 000341
Instrument Date	Jun 19, 2018
Instrument	3215579
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8138 3RD ST LAUREL HILL FL 325672005, LAUREL HILL, FL 32567-2005

Mortgage

Document Number	33560342
Date	Jun 25, 2018
Book Page	003356/000342
Instrument	3215580

Lender

Name	BRANDY M BENTON
Address	66543 ROBER TESORA, NAVARRE, FL 32566
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 24, 2023

Interest

Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 3931 Central Ave was $529.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Laurel Hill City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$529.00	$41,613 Land $9,353 Building $32,260	$41,613 Land $9,353 Building $32,260
2023	$468.00 (+8.08%)	$39,022 (+8.03%) Land $7,946 Building $31,076	$39,022 (+8.03%) Land $7,946 Building $31,076
2022	$433.00	$36,121 Land $7,426 Building $28,695	$36,121 Land $7,426 Building $28,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3931 Central Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2009)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3931 Central Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Fidium Fiber DSL	50 / 10