3944 FM 2645, Savoy, TX 75479 Property Records

Fannin County property record for 3944 FM 2645, Savoy, TX 75479

Property Summary

Property TypeRural Home
Details2 ba · 2,210 sqft · built 2011
Lot Size35 acres (1,524,600 sqft)
OwnerIndividual Name on Record
Tax Bill$2,756 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN0363-006-0010-09

Property Details

APN / Parcel Number

Primary APN0363-006-0010-09
Alternative APN
  • 110898

Interior

Full Baths2 Baths
Building Area2,210 sqft Living Area
1st Floor Area1,250 sqft

Exterior

Year BuiltBuilt 2011
Exterior MaterialMetal
Construction TypeSteel Frame
Lot Area1,524,600 sqft (35 acres)
PorchPorch
Porch Area900 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric

Location & Zoning

Account Number0363-006-0010-09
Old Parcel Number110898
Street Address3944 FM 2645
CitySAVOY
StateTX
Zip75479-4768
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA0363 K FREELAND, ACRES 35.
Legal Subdivision1ST TR
JurisdictionFANNIN TX
Township / Civil DivisionECTOR
Census Block Group2
Census Block2015
Census Tract950300

Owner

Source: Fannin County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3944 FM 2645, SAVOY, TX 75479-4768
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2026
Deed SaleFeb 6, 2026
Prior SaleFeb 20, 2008
Deed Document Number2026000702
Record UpdatedJun 8, 2026

February 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFANNIN TX
Recording DateFeb 6, 2026
Property Address3944 FM 2645, SAVOY, TX 75479-4768
Document Number2026000702
Instrument DateFeb 4, 2026
Instrument2026000702
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyUNKNOWN, MONEY LAW & TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26535 W MCRAE DR, BUCKEYE, AZ 85396-2565

Transferred To (Grantee/Buyer)

NameVerified Name
Address3944 FM 2645, SAVOY, TX 75479-4768

Mortgage

DateFeb 6, 2026
Lender
NameAGTRUST ACA
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFannin County
Unified School DistrictSavoy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$804,420 (+180.51%) Land $514,500 Building $289,920$804,420 (+6.47%) Land $514,500 Building $289,920
2024$2,756.00 (-13.01%)
2023$286,773$755,520 Land $466,820 Building $288,700
2018$3,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 40% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST FANNIN COUNTY SUD
serves 9,198 people · EPA ID TX0740031
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Nextlink
Fixed Wireless
100 / 20
360 Broadband
Fixed Wireless
60 / 6

May also be available: Zulu Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2645

Nearby Streets

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