Oceana County property record for 3879 E Baker Rd, Hesperia, MI 49421
| Property Type | Single Family Home |
|---|---|
| Lot Size | 19.1 acres (832,908 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $708 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-023-400-06 |
| Primary APN | 013-023-400-06 |
|---|
| Lot Area | 832,908 sqft (19.1 acres) |
|---|
| Street Address | 3879 E BAKER RD |
|---|---|
| City | HESPERIA |
| State | MI |
| Zip | 49421-9392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3879 & 3909 E BAKER RD (BARN) - SEC 23 T14N R16W. NE 1/4 OF SE 1/4 EXC S 1/2 NE 1/4 SE 1/4 LC-L2008P24356 WD-L2010P14306 QC-L |
| Legal Range | 16W |
| Legal Township | 14N |
| Legal Section | 23 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | FERRY |
| Census Block Group | 3 |
| Census Block | 3138 |
| Census Tract | 10600 |
Source: Oceana County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3944 E BAKER RD, HESPERIA, MI 49421-9392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GERBER FCU |
| Jun 6, 2019 | Intrafamily Transfer, Transfer · Construction Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 12, 2024 |
| Transfer Doc | 2024/20162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 3879 E BAKER RD, HESPERIA, MI 49421-9392 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/11446 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 2022/11446 |
| Instrument | 202200003291 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Feb 16, 2021 |
| Property Address | 3879 E BAKER RD, HESPERIA, MI 49421-9392 |
| Document Number | 2021/4195 |
| Book / Page | 2021 / 4195 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 202100001006 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | LIGHTHOUSE TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3879 E BAKER RD, HESPERIA, MI 49421-9392 |
| Document Number | 202100001007 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 202100001007 |
| Name | GERBER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jun 6, 2019 |
| Property Address | 3879 E BAKER RD, HESPERIA, MI 49421-9392 |
| Document Number | 2019/009812 |
| Book / Page | 2019 / 009812 |
| Instrument Date | May 29, 2019 |
| Instrument | 201900003326 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3944 E BAKER RD, HESPERIA, MI 49421-9392 |
| Document Number | 201900003327 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 201900003327 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jun 1, 2050 |
Source: Oceana County assessment roll, as of July 17, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Ferry Township |
| Unified School District | Hesperia Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,600 (+24.98%) | $257,200 (+24.98%) | |
| 2025 | $708.00 (-64.3%) Homeowner's exemption | $102,900 (+25.64%) Land $102,900 | $205,800 (+25.64%) Land $205,800 |
| 2024 | $1,983.00 (+15.16%) | ||
| 2023 | $81,900 Land $81,900 | $163,800 (-) Land $163,800 | |
| 2022 | $1,722.00 | $163,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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