3944 Dutch Bottom Rd, Arnold, MO 63010 Property Records

Jefferson County property record for 3944 Dutch Bottom Rd, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1960
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$121,300 (Jul 2015)
Tax Bill	$1,161 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026.023.03002039`

Property Details

APN / Parcel Number

Primary APN	`026.023.03002039`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,500 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	420 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3944 DUTCH BOTTOM RD
City	ARNOLD
State	MO
Zip	63010-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	GREEN VALLEY ACRES TRACT 12 LOT 2
Legal Range	5E
Legal Township	43N
Legal Section	23
Legal Subdivision	GREEN VALLEY
Legal Tract	12
Legal Block	2
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2003
Census Tract	700119

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3944 DUTCH BOTTOM RD, ARNOLD, MO 63010-4535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Nov 22, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 22, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	Jul 31, 2014
Deed Document Number	201523030
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3944 DUTCH BOTTOM RD, ARNOLD, MO 63010-4535
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3944 DUTCH BOTTOM RD, ARNOLD, MO 63010-4535

Mortgage

Document Number	0000042430
Date	Sep 27, 2021
Instrument	2021R-042430

Lender

Name	LOANCARE LLC
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3944 DUTCH BOTTOM RD, ARNOLD, MO 63010-4535
Document Number	0000001880
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3944 DUTCH BOTTOM RD ARNOLD MO 630104535, ARNOLD, MO 63010-4535

Mortgage

Document Number	0000001880
Date	Jan 15, 2020
Instrument	1880

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	3944 DUTCH BOTTOM RD, ARNOLD, MO 63010-4535
Document Number	0000001879
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3944 DUTCH BOTTOM RD ARNOLD MO 630104535, ARNOLD, MO 63010-4535

Mortgage

Document Number	0000001879
Date	Jan 15, 2020
Instrument	1879

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,800 (-) Land $1,900 Building $14,900	$88,600 (-) Land $10,100 Building $78,500
2025	$1,161.00 (+6.32%)	$16,800 (+9.09%) Land $1,900 Building $14,900
2024			$88,600 (+9.11%) Land $10,100 Building $78,500
2023	$1,092.00	$15,400 Land $1,900 Building $13,500	$81,200 Land $10,100 Building $71,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	32 (1981–2022)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Aug 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims Severe Storms & Flooding, Sep 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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