3919 Dutch Bottom Rd, Arnold, MO 63010 Property Records

Jefferson County property record for 3919 Dutch Bottom Rd, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,998 sqft · built 2000
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,600 (Nov 2017)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026.023.03001004`

Property Details

APN / Parcel Number

Primary APN	`026.023.03001004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,998 sqft Living Area
1st Floor Area	1,338 sqft
Basement Area	660 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	72,310 sqft
Porch	Open Frame Porch
Porch Area	78 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3919 DUTCH BOTTOM RD
City	ARNOLD
State	MO
Zip	63010-4536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	GREEN VALLEY ACRES LOT 6
Legal Range	5E
Legal Township	43N
Legal Section	23
Legal Subdivision	GREEN VALLEY
Legal Tract	6
Legal Block	1
Legal Lot Number	6
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700119

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3919 DUTCH BOTTOM RD, ARNOLD, MO 63010-4536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 22, 2020	Deed of Trust, Mortgage CARDINAL FIN'L
Nov 6, 2017	Quit Claim Deed, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on Record
Deed Sale	Nov 6, 2017 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	201735119
Prior Transfer Date	Oct 21, 2017
Prior Transfer Doc	0000035119
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3919 DUTCH BOTTOM RD, ARNOLD, MO 63010-4536
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3919 DUTCH BOTTOM RD, ARNOLD, MO 63010-4536

Mortgage

Document Number	0000046895
Date	Oct 26, 2021
Instrument	2021R-046895

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3919 DUTCH BOTTOM RD, ARNOLD, MO 63010-4536
Document Number	0000045998
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3919 DUTCH BOTTOM RD ARNOLD MO 630104536, ARNOLD, MO 63010-4536

Mortgage

Document Number	0000045998
Date	Dec 1, 2020
Instrument	45998

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64105

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 30, 2035

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 6, 2017
Property Address	3919 DUTCH BOTTOM RD, ARNOLD, MO 63010-4536
Document Number	0000035119
Instrument Date	Oct 21, 2017
Instrument	35119
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3919 DUTCH BOTTOM RD ARNOLD MO 630104536, ARNOLD, MO 63010-4536

Mortgage

Document Number	35120
Date	Nov 6, 2017
Instrument	35120

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,700 (+12.93%) Land $3,300 Building $26,400	$156,400 (+12.84%) Land $17,400 Building $139,000
2025	$1,817.00 (+5.46%)	$26,300 (+8.23%) Land $3,300 Building $23,000
2024			$138,600 (+8.28%) Land $17,400 Building $121,200
2023	$1,723.00	$24,300 Land $3,300 Building $21,000	$128,000 Land $17,400 Building $110,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	50 (1982–2025)
Claims Outside the SFHA	15 of 50
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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