39435 Baypoint Rd, Polson, MT 59860 Property Records

Lake County property record for 39435 Baypoint Rd, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,022 sqft · built 1975
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Company Names on File
Last Sale	$521,300 (Mar 2015)
Tax Bill	$8,572 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R151574`

Property Details

APN / Parcel Number

Primary APN	`R151574`
Alternative APNs	`15-3350-21-3-01-06-0000` `0000001100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,022 sqft Living Area
1st Floor Area	2,022 sqft
Basement Area	1,536 sqft
Finished Basement	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)
Lot Dimensions	250 ft deep x 163 ft wide
Garage Type	Mixed
Garage Area	1,488 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	540 sqft
Deck Area	256 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000001100
Street Address	39435 BAYPOINT RD
City	POLSON
State	MT
Zip	59860-8766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN VIEW VILLA SITE, S21, T23 N, R20 W, BLOCK 2, LOT 5, ACRES 5.05
Legal Range	20W
Legal Township	23N
Legal Section	21
Legal Subdivision	MOUNTAIN VIEW VILLA SITE
Legal Block	2
Legal Lot Number	5
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1019
Census Tract	940307

Owner

39435 Baypoint Rd is owned by a company that acquired it in October 2022.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	39435 BAYPOINT RD, POLSON, MT 59860-8766
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
May 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 25, 2022	Transfer on Death Deed, Transfer
Mar 12, 2015	Special Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2015 · Amount on File
Deed Sale	Mar 12, 2015 · Amount on File
Deed Document Number	2015540215
Last Transfer Date	Oct 24, 2022
Transfer Doc	0000601885
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Sep 16, 2026
Property Address	39435 BAYPOINT RD, POLSON, MT 59860-8766
Document Number	0000641528
Instrument Date	Sep 11, 2026
Instrument	2026641528
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000641528,
Date	Sep 16, 2026
Instrument	2026641528

Lender

Name	GLACIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MT
Recording Date	May 20, 2026
Property Address	39435 BAYPOINT RD, POLSON, MT 59860-8766
Document Number	0000638754
Instrument Date	May 19, 2026
Instrument	2026638754
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	39435 BAYPOINT RD, POLSON, MT 59860-8766

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE MT
Recording Date	Oct 25, 2022
Property Address	39435 BAYPOINT RD, POLSON, MT 59860-8766
Document Number	0000601885
Instrument Date	Oct 24, 2022
Instrument	601885
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41140 SUNNY SLOPE DR, POLSON, MT 59860-7587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39435 BAYPOINT RD, POLSON, MT 59860-8766

March 2015: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Mar 12, 2015
Property Address	39435 BAYPOINT RD, POLSON, MT 59860-8766
Document Number	0000540215
Instrument Date	Mar 11, 2015
Instrument	540215
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 3RD ST N, GREAT FALLS, MT 59401-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41140 SUNNY SLOPE DR, POLSON, MT 59860-7587

Mortgage

Document Number	0000540216
Date	Mar 12, 2015
Instrument	540216

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2035

Mortgage

Document Number	0000540217
Date	Mar 12, 2015
Instrument	540217

Lender

Name	COMMUNITY BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2020
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	Prime Rate
Margin	1
Max Rate	16.2%

Tax Assessment & Valuation

The 2026 property tax bill for 39435 Baypoint Rd was $8,572, down 22.5% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,572.00 (-22.52%)	$1,893,154 (-)
2025	$11,064.00	$1,893,154	$1,893,154 Land $1,275,704 Building $617,450
2023	$8,614.00	$1,599,900	$1,599,900 Land $756,893 Building $843,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39435 Baypoint Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39435 Baypoint Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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