Lake County property record for 39405 Baypoint Rd, Polson, MT 59860
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,342 sqft · built 1957 |
| Lot Size | 4.97 acres (216,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $970,000 (Dec 2020) |
| Tax Bill | $12,922 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R15719 |
| Primary APN | R15719 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 216,580 sqft (4.97 acres) |
| Lot Dimensions | 750 ft deep x 163 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Mixed |
| Garage Area | 1,824 sqft |
| Parking Spaces | 9 Parking Spaces |
| Deck Area | 984 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000000406 |
|---|---|
| Street Address | 39405 BAYPOINT RD |
| City | POLSON |
| State | MT |
| Zip | 59860-8766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN VIEW VILLA SITE, S21, T23 N, R20 W, BLOCK 002, LOT 4, ACRES 4.97 |
| Legal Range | 20W |
| Legal Township | 23N |
| Legal Section | 21 |
| Legal Subdivision | MOUNTAIN VIEW VILLA SITE |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 940307 |
39405 Baypoint Rd is owned by an individual who bought it in December 2020.
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1460 WOODBINE PL, MISSOULA, MT 59803-3407 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on File |
| Deed Sale | Dec 4, 2020 · Amount on File |
| Deed Document Number | 2020583546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Dec 4, 2020 |
| Property Address | 39405 BAYPOINT RD, POLSON, MT 59860-8766 |
| Document Number | 0000583546 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 583546 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39405 BAYPOINT RD, POLSON, MT 59860-8766 |
| Name | Verified Name |
|---|---|
| Address | 1460 WOODBINE PL, MISSOULA, MT 59803-3407 |
| Document Number | 0000583547 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 583547 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 39405 Baypoint Rd was $12,922, up 36.4% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,922.00 (+36.44%) | $1,741,100 (-) | |
| 2025 | $9,471.00 | $1,741,100 | $1,741,100 Land $1,264,068 Building $477,032 |
| 2023 | $6,730.00 | $1,057,200 | $1,057,200 Land $756,069 Building $301,131 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39405 Baypoint Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39405 Baypoint Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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