Putnam County property record for 3943 Rd P, Pandora, OH 45877
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,999 sqft · built 2005 |
| Lot Size | 1.15 acres (50,138 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (May 2021) |
| Tax Bill | $1,766 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-025081.0000 |
| Primary APN | 48-025081.0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,999 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Upper Floors Area | 672 sqft |
| Attic | Attic |
| Attic Area | 460 sqft |
| Basement Area | 1,052 sqft |
| Unfinished Basement | 1,052 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Lot Area | 50,138 sqft (1.15 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Shed | 1 Shed |
| Shed Area | 322 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 3943 ROAD P |
|---|---|
| City | PANDORA |
| State | OH |
| Zip | 45877-9450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1S 8E 22 PAR 1 NWCOR NPT NW 48-0250.80.0210 VAL INCL 48-0250.81.0100 |
| Legal Range | 8E |
| Legal Township | 1S |
| Legal Section | 22 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | RILEY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30400 |
3943 Rd P is owned and occupied by two individuals who bought it in May 2021.
Source: Putnam County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 413, PANDORA, OH 45877-0413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| May 30, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on File |
| Deed Sale | May 28, 2021 · Amount on File |
| Deed Document Number | 20212965 |
| Deed Book / Page | 734 / 1968 |
| Prior Transfer Date | May 24, 2019 |
| Prior Transfer Doc | 00709/2010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | May 28, 2021 |
| Property Address | 3943 ROAD N, PANDORA, OH 45877 |
| Document Number | 734/1968 |
| Book / Page | 734 / 1968 |
| Instrument Date | May 28, 2021 |
| Instrument | 202100002965 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3943 ROAD P, PANDORA, OH 45877-9450 |
| Document Number | 202100002966 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 202100002966 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Number | 000735/527 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 735/527 |
| Instrument | 202100003201 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | May 30, 2019 |
| Property Address | 3943 ROAD N, PANDORA, OH 45877 |
| Document Number | 00709/2010 |
| Book / Page | 709 / 2010 |
| Instrument Date | May 24, 2019 |
| Instrument | 201900001971 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3943 ROAD N, PANDORA, OH 45877 |
| Document Number | 201900001972 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 201900001972 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 3943 Rd P was $1,766 with a homeowner's exemption, up 2.8% from the year before.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Riley Township |
| Unified School District | Pandora-Gilboa Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,766.00 (+2.79%) Homeowner's exemption | $59,980 (-) Land $8,680 Building $51,300 | $171,370 Land $24,800 Building $146,570 |
| 2024 | $1,718.00 (+0.06%) Homeowner's exemption | $59,980 (+32.49%) Land $8,680 Building $51,300 | |
| 2023 | $1,717.00 (+1.66%) Homeowner's exemption Additional exemption filed | $45,270 (-) Land $6,660 Building $38,610 | $171,370 Land $24,800 Building $146,570 |
| 2022 | $1,689.00 Homeowner's exemption | $45,270 Land $6,660 Building $38,610 | |
| 2020 | $129,340 Land $19,030 Building $110,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3943 Rd P in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1981) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3943 Rd P has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Buckeye Wireless Fixed Wireless | 500 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
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