2040 Rd P, Pandora, OH 45877 Property Records

Putnam County property record for 2040 Rd P, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,028 sqft · built 1963
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2023)
Tax Bill	$1,393 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-015130.0000`

Property Details

APN / Parcel Number

Primary APN	`48-015130.0000`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft
Unfinished Basement	1,028 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Porch	Slab
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	2040 ROAD P
City	PANDORA
State	OH
Zip	45877-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 14 SEPT E SE (PAR 1)
Legal Range	8E
Legal Township	1S
Legal Section	14
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2045
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2040 ROAD P, PANDORA, OH 45877-9733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Aug 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE UNION BANK CO
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	20233303
Deed Book / Page	759 / 1485
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	00723/1894
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Sep 13, 2023
Property Address	2040 ROAD P, PANDORA, OH 45877-9733
Document Number	00759/1485
Book / Page	759 / 1485
Instrument Date	Sep 13, 2023
Instrument	202300003303
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 ROAD P, PANDORA, OH 45877-9733

Mortgage

Document Number	00759/1488
Date	Sep 13, 2023
Book Page	759/1488
Instrument	202300003304

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	2040 ROAD P, PANDORA, OH 45877-9733
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	723/584
Date	Jul 27, 2020
Book Page	723/584
Instrument	202000003602

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Aug 6, 2020
Property Address	2040 ROAD P, PANDORA, OH 45877-9733
Document Number	00723/1894
Book / Page	723 / 1894
Instrument Date	Jul 30, 2020
Instrument	202000003847
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2040 ROAD P, PANDORA, OH 45877-9733

Mortgage

Document Number	202000003066
Date	Aug 6, 2020
Instrument	202000003066

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Apr 30, 2019
Property Address	2040 ROAD P, PANDORA, OH 45877-9733
Document Number	00708/1715
Book / Page	708 / 1715
Instrument Date	Apr 24, 2019
Instrument	201900001430
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 ROAD P, PANDORA, OH 45877-9733

Mortgage

Document Number	201900001431
Date	Apr 30, 2019
Instrument	201900001431

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,393.00 (+2.65%) Homeowner's exemption	$47,230 (-) Land $5,100 Building $42,130	$134,940 (-) Land $14,570 Building $120,370
2024	$1,357.00 (+0.89%) Homeowner's exemption	$47,230 (+57.96%) Land $5,100 Building $42,130
2023	$1,345.00 (+19.88%) Homeowner's exemption Additional exemption filed	$29,900 (-) Land $4,030 Building $25,870	$134,940 (+57.97%) Land $14,570 Building $120,370
2022	$1,122.00	$29,900 Land $4,030 Building $25,870
2020			$85,420 Land $11,510 Building $73,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: T-Mobile.

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