3943 Kinlock Dr, Chipley, FL 32428 Property Records

Washington County property record for 3943 Kinlock Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,030 sqft · built 1972
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2022)
Tax Bill	$942 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-0190-0008`

Property Details

APN / Parcel Number

Primary APN	`04-0190-0008`
Alternative APN	`000401900008`

Interior

Full Baths	1 Bath
Building Area	1,030 sqft Heated Area
Gross Area	1,534 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2012
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,322 sqft (0.214 acres)
Lot Width	75 ft Width
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	150 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401900008
Street Address	3943 KINLOCK DR
City	CHIPLEY
State	FL
Zip	32428-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #4 LOT 8 ORB 1260 P 168 BLK 0190
Legal Range	13W
Legal Township	02N
Legal Section	30
Legal Subdivision	SUNNY HILLS
Legal Block	190
Legal Lot Number	8
Legal Unit	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1112
Census Tract	970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3943 KINLOCK DR, CHIPLEY, FL 32428-3134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
May 13, 2022	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	202267009776
Deed Book / Page	1260 / 168
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 12, 2022
Property Address	3943 KINLOCK DR, CHIPLEY, FL 32428-3134
Document Number	0067009776
Book / Page	1260 / 168
Map Reference	MB 2 PG 42-48
Instrument Date	Dec 9, 2022
Instrument	202267009776
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4045 COVINGTON PL, CHIPLEY, FL 32428-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3552 ENTERPRISE CIR, CHIPLEY, FL 32428-5437

Mortgage

Document Number	0000000170
Date	Dec 12, 2022
Instrument	1260/170

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 13, 2022
Property Address	3943 KINLOCK DR, CHIPLEY, FL 32428-3134
Document Number	0067004365
Book / Page	1241 / 778
Map Reference	MB 2 PG 42-48
Instrument Date	May 13, 2022
Instrument	202267004365
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3624 LUCIANNE DRC, 3624, VERNON, FL 32462

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4045 COVINGTON PL, CHIPLEY, FL 32428-3027

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$942.00 (+7.66%) Homeowner's exemption	$105,905 (+2.9%)	$117,892 (+1.45%) Land $6,000 Building $111,892
2024	$875.00 (-6.72%) Homeowner's exemption	$102,920 (-3.51%)	$116,204 (+8.94%) Land $6,000 Building $110,204
2023	$938.00 (+15.95%) Homeowner's exemption	$106,669 (+58.14%) Land $5,000 Building $101,669	$106,669 (+58.14%) Land $5,000 Building $101,669
2022	$809.00	$67,454 Land $3,500 Building $63,954	$67,454 Land $3,500 Building $63,954

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Verizon.

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