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3940 Kinlock Dr, Chipley, FL 32428 Property Records

Washington County property record for 3940 Kinlock Dr, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,275 sqft · built 1977
Lot Size0.171 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Jun 2023)
Tax Bill$1,263 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-0189-0016

Property Details

APN / Parcel Number

Primary APN04-0189-0016
Alternative APN
  • 000401890016

Interior

Full Baths1 Bath
Building Area1,275 sqft Heated Area
Gross Area1,673 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,492 sqft (0.171 acres)
Lot Width75 ft Width
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area194 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000401890016
Street Address3940 KINLOCK DR
CityCHIPLEY
StateFL
Zip32428-3135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY HILLS UNIT # 4 LOT 16 ORB 1273 P 876 BLK 0189
Legal Range13W
Legal Township02N
Legal Section30
Legal SubdivisionSUNNY HILLS
Legal Block189
Legal Lot Number16
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1114
Census Tract970301

Owner

Source: Washington County records · APN 04-0189-0016

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3940 KINLOCK DR, CHIPLEY, FL 32428-3135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2023 · Amount on Record
Deed SaleJun 02, 2023 · Amount on Record
Deed Document Number202367003799
Deed Book / Page1273 / 876
Record UpdatedJun 08, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON FL
Recording DateJun 02, 2023
Property Address3940 KINLOCK DR, CHIPLEY, FL 32428-3135
Document Number0067003799
Book / Page1273 / 876
Map ReferenceMB 2 PG 42
Instrument DateMay 31, 2023
Instrument202367003799
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyMTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4614 BENTWOOD RD, NEW WATERFORD, OH 44445-8733

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 KINLOCK DR, CHIPLEY, FL 32428-3135

Mortgage

Document Number0000000878
DateJun 02, 2023
Instrument1273/878
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

Mortgage

Document Number0067003801
DateJun 02, 2023
Book Page1273/890
Instrument202367003801
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,263.00 (-5.11%) Homeowner's exemption$129,107 (-5.61%) Land $6,000 Building $123,107$129,107 (-5.61%) Land $6,000 Building $123,107
2024$1,331.00 (+11.57%) Homeowner's exemption$136,778 (+31.93%) Land $6,000 Building $130,778$136,778 (+31.93%) Land $6,000 Building $130,778
2023$1,193.00 (+9.15%)$103,678 (+10.45%) Land $5,000 Building $98,678$103,678 (+10.45%) Land $5,000 Building $98,678
2022$1,093.00$93,870 Land $3,500 Building $90,370$93,870 Land $3,500 Building $90,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339703011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021, rainfall accumulation
Claims By Storm
  • Hurricane Michael, Oct 2018 · 2 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wildstar NetworksFixed Wireless200 / 50

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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