3941 Villa Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 3941 Villa Ct, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,563 sqft · built 1974
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on File
Last Sale	$215,000 (Mar 1994)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`244-0292-013-0000`

Property Details

APN / Parcel Number

Primary APN	`244-0292-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,563 sqft Living Area
1st Floor Area	1,384 sqft
2nd Floor Area	1,771 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	19,602 sqft (0.45 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3941 VILLA CT
City	FAIR OAKS
State	CA
Zip	95628-7421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	ALL THAT POR OF LOT 3 OF BLOCK 33 FAIR OAKS CITY DES AS BEG AT PT LOC N 44%1610 W 100 FT FROM S E COR OF SD LOT, TH FROM SD
Legal Subdivision	FAIR OAKS CITY
Legal Block	33
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4004
Census Tract	8010

Owner

3941 Villa Ct is owned by a company that bought it in March 1994 and is owner-occupied.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	3941 VILLA CT, FAIR OAKS, CA 95628-7421
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 1994 · Amount on File
Deed Sale	Mar 11, 1994 · Amount on File
Prior Sale	Jan 7, 1994 · Amount on File
Deed Book / Page	940311 / 1309
Prior Transfer Date	Jan 3, 1994
Prior Transfer Doc	9401001549
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3941 VILLA CT, FAIR OAKS, CA 95628-7421
Transaction Type	Mortgage
Record Updated	Feb 15, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 VILLA CT, FAIR OAKS, CA 95628-7421

Mortgage

Document Number	0000000292
Date	Feb 6, 2023
Instrument	2023020600292

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3941 Villa Ct was $4,378 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,704 (+2%) Land $138,675 Building $234,029
2025	$4,378.00 (+0.81%) Homeowner's exemption	$365,397 Land $135,956 Building $229,441
2024	$4,343.00 (+3.04%)
2023	$4,215.00 (+0.43%) Homeowner's exemption	$351,211 Land $130,678 Building $220,533
2022	$4,197.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3941 Villa Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3941 Villa Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20