Sacramento County property record for 3940 Villa Ct, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,213 sqft · built 1961 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (May 2023) |
| Tax Bill | $8,284 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 244-0292-011-0000 |
| Primary APN | 244-0292-011-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,213 sqft Living Area |
| 1st Floor Area | 2,213 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 585 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3940 VILLA CT |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-7422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | POR. OF LOT 1 BLK. 40 FAIR OAKS CITY DESC. AS SD. PROPERTYLIES NLY. OF FOLLOWING DESC. LINE, BEG. AT THE S.W. COR. OFSD. LOT |
| Legal Subdivision | FAIR OAKS CITY |
| Legal Block | 40 |
| Legal Lot Number | 1 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 8010 |
3940 Villa Ct is owned and occupied by two individuals who bought it in May 2023.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3940 VILLA CT, FAIR OAKS, CA 95628-7422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on File |
| Deed Sale | May 25, 2023 · Amount on File |
| Deed Book / Page | 20230525 / 793 |
| Prior Transfer Date | May 19, 2023 |
| Prior Transfer Doc | 2023000792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 25, 2023 |
| Property Address | 3940 VILLA CT, FAIR OAKS, CA 95628-7422 |
| Document Number | 0000000793 |
| Map Reference | MB A MAP 48 |
| Instrument Date | May 19, 2023 |
| Instrument | 202305250793 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3940 VILLA CT, FAIR OAKS, CA 95628-7422 |
| Document Number | 0000000794 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 202305250794 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 3940 Villa Ct was $8,284 with a homeowner's exemption, up 6.9% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $663,254 (+2%) Land $191,017 Building $472,237 | |
| 2025 | $8,284.00 (+6.93%) Homeowner's exemption | $650,250 Land $187,272 Building $462,978 |
| 2024 | $7,747.00 (+21.12%) | |
| 2023 | $6,396.00 (+99.38%) | $125,296 Land $22,352 Building $102,944 |
| 2022 | $3,208.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3940 Villa Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (1995–1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3940 Villa Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cal.net, GeoLinks.
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