3941 Amy Ln, Chipley, FL 32428 Property Records

Washington County property record for 3941 Amy Ln, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,586 sqft · built 1985
Lot Size	0.296 acres (12,893 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Nov 2018)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000033570013`

Property Details

APN / Parcel Number

Primary APN	`000033570013`
Alternative APNs	`00000000-00-3357-0013` `33570013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	2,493 sqft
1st Floor Area	1,586 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,893 sqft (0.296 acres)
Lot Dimensions	147 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	506 sqft
Porch	Florida Room
Porch Area	161 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3941 AMY LN
City	CHIPLEY
State	FL
Zip	32428-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27 2 14 ORB 1131 P 301 LOT 20 OAK HILLS UNIT 1 BLK F
Legal Range	14W
Legal Township	02S
Legal Section	27
Legal Subdivision	OAK HILLS
Legal Block	13
Legal Lot Number	20
Legal Unit	1
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1180
Census Tract	970301

Owner

Source: Washington County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3941 AMY LN, CHIPLEY, FL 32428-8003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Nov 5, 2007
Deed Document Number	201867007715
Deed Book / Page	1131 / 301
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3941 AMY LN, CHIPLEY, FL 32428-8003
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 AMY LN, CHIPLEY, FL 32428-8003

Mortgage

Document Number	0067006796
Date	Sep 25, 2025
Book Page	1348/623
Instrument	202567006796

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 6, 2045

Interest

Change Frequency	Monthly

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 21, 2018
Property Address	3941 AMY LN, CHIPLEY, FL 32428-8003
Document Number	0067007715
Book / Page	1131 / 301
Map Reference	MB3 PG158
Instrument Date	Nov 16, 2018
Instrument	201867007715
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3941 AMY LN, 3941, CHIPLEY, FL 32428-8003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 HIGHWAY 77, CHIPLEY, FL 32428-4922

Mortgage

Document Number	0067007716
Date	Nov 21, 2018
Instrument	201867007716

Lender

Name	TYNDALL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (+6.67%) Homeowner's exemption	$185,760 (+2.9%)	$238,889 (-1.94%) Land $10,000 Building $228,889
2024	$1,920.00 (+2.4%) Homeowner's exemption	$180,525 (+3%)	$243,604 (+15.26%) Land $10,000 Building $233,604
2023	$1,875.00 (+3.14%) Homeowner's exemption	$175,267 (+3%)	$211,360 (+6.66%) Land $6,500 Building $204,860
2022	$1,818.00 Homeowner's exemption	$170,162	$198,162 Land $6,500 Building $191,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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