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3904 Amy Ln, Chipley, FL 32428 Property Records

Washington County property record for 3904 Amy Ln, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,877 sqft Heated Area
Lot Size34,543 sqft (0.792 acres)
OccupancyOwner Occupied
Last Sale$5,000 (2017)
Tax Bill$1,902.00 (2025)

Property Details

APN / Parcel Number

Primary APN000033570017
Alternative APN
  • 33570017

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,877 sqft Heated Area
Gross Area2,525 sqft Gross Area
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area34,543 sqft (0.792 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number000033570017
Street Address3904 AMY LN
CityCHIPLEY
StateFL
Zip32428-3019
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description27 2 14 ORB 1093 P 472 LOTS 1,2 OAK HILLS UNIT 1 BLK H,
Legal Range14W
Legal Township02N
Legal Section27
Legal SubdivisionOAK HILL UN 01
Legal BlockH
Legal Lot Number1-2 2
Legal Unit1
JurisdictionWASHINGTON FL
Minor Civil DivisionVERNON
Census Blockgroup1
Census Block1166
Census Tract970301

Owner

Source: Washington County records · APN 000033570017

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3904 AMY LN, CHIPLEY, FL 32428-3019
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY SOUTH CU
Dec 29, 2020Loan Modification, Mortgage
COMMUNITY S CU
Jul 07, 2017Warranty Deed, Transfer
PANHANDLE LAND TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2017 · Amount on Record
Deed SaleJul 07, 2017 · Amount on Record
Deed Doc Number201767004391
Deed Book / Page1093 / 472
Record RefreshedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address3904 AMY LN, CHIPLEY, FL 32428-3019
Transaction TypeMortgage
Record UpdatedDec 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067001552
DateFeb 25, 2020
Book Page1170/442
Instrument202067001552
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
AddressCHIPLEY, FL 32428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueMar 01, 2051
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateMar 01, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.75%
Index1-Year LIBOR
Max Rate9.75%

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWASHINGTON FL
Property Address3904 AMY LN, CHIPLEY, FL 32428-3019
Document Number0067008880
Instrument DateDec 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
AddressPO BOX 115 WAUSAU FL 324630115, WAUSAU, FL 32463-0115

Mortgage

Document Number0067008880
DateDec 30, 2020
Book Page001194/000631
Instrument67008880
Lender
NameCOMMUNITY S CU
TypeCredit Union
AddressCHIPLEY, FL 32428
Agreement
AmountAmount Recorded

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJul 07, 2017
Property Address3904 AMY LN, CHIPLEY, FL 32428-3019
Document Number0067004391
Book / Page001093 / 000472
Instrument DateJun 26, 2017
Instrument67004391
Transaction TypeTransfer
Record UpdatedJul 19, 2017
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$35.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1874 FIRETOWER RD CHIPLEY FL 324283472, CHIPLEY, FL 32428-3472

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,902.00 (+6.73%) Homeowner's exemption$175,224 (+2.9%)$277,426 (+17.45%) Land $20,000 Building $257,426
2024$1,782.00 (+2.47%) Homeowner's exemption$170,286 (+3%)$236,199 (+12.49%) Land $20,000 Building $216,199
2023$1,739.00 (+3.2%) Homeowner's exemption$165,326 (+3%)$209,969 (+9.3%) Land $13,000 Building $196,969
2022$1,685.00 Homeowner's exemption$160,511$192,103 Land $13,000 Building $179,103

Flood & Wildfire

3904 Amy Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 9th in Florida
Wildfire LikelihoodLow — about 1 in 2,439 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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