39405 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 39405 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1955
Lot Size	0.389 acres (16,988 sqft)
Owner	Owner Name on Record
Last Sale	$134,000 (May 2011)
Tax Bill	$2,913 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-107-006`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	200 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	1,002 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	96 sqft
Deck Area	216 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	39405 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEMERE 1 85 X 200
Legal Subdivision	ROSEMERE ALLOTMENT #1
Legal Block	107
Legal Lot Number	5
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1011
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	39405 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8235
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 27, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2011 · Amount on Record
Deed Sale	May 13, 2011 · Amount on Record
Prior Sale	Mar 26, 2004
Deed Document Number	2011001667
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	39405 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8235
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39405 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8235

Mortgage

Document Number	0000923114
Date	Jul 21, 2023
Instrument	2023-0923114

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	39405 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8235
Document Number	0000751643
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39405 CHESTNUT RIDGE RD ELYRIA OH 440358235, ELYRIA, OH 44035-8235

Mortgage

Document Number	0000751643
Date	Mar 4, 2020
Instrument	751643

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,913.00	$66,790 (+0.01%) Land $9,660 Building $57,130	$190,810 (-) Land $27,590 Building $163,220
2024	$2,913.00 (+34.92%)	$66,784 (+53.71%) Land $9,657 Building $57,127	$190,810 (+53.71%) Land $27,590 Building $163,220
2023	$2,159.00 (+0.33%)	$43,449 (%) Land $9,814 Building $33,635	$124,140 (-) Land $28,040 Building $96,100
2022	$2,152.00	$43,450 Land $9,810 Building $33,640
2021			$124,140 Land $28,040 Building $96,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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