Lorain County property record for 39372 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,028 sqft · built 1992 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,000 (Jun 2021) |
| Tax Bill | $4,061 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Nov 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-101-392 |
| Primary APN | 10-00-005-101-392 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 966 sqft |
| 2nd Floor Area | 1,074 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 145 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 39372 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY OAKS SUB #4 105.08 X 145 |
| Legal Subdivision | UNIVERSITY OAKS SUBDIVISION #4 |
| Legal Block | 101 |
| Legal Lot Number | 125 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-392
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39372 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2021 | Warranty Deed, Transfer · FHA Mortgage LENDUS LLC |
| Nov 23, 2020 | Grant Deed, Transfer TITLE365/RECORDING DEPT |
| Apr 16, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2021 · Amount on Record |
| Deed Sale | Jun 08, 2021 · Amount on Record |
| Prior Sale | Nov 23, 2020 · Amount on Record |
| Deed Document Number | 2021003484 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 08, 2021 |
| Property Address | 39372 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8763 |
| Document Number | 0000821924 |
| Map Reference | VOL 49 PG 64&65 |
| Instrument Date | Jun 04, 2021 |
| Instrument | 2021-0821924 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39372 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8763 |
| Document Number | 0000821925 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 2021-0821925 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 23, 2020 |
| Property Address | 39372 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8763 |
| Document Number | 0000790180 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 790180 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2020 |
| Title Company | TITLE365/RECORDING DEPT |
| Amount | Amount Recorded |
|---|---|
| Tax | $668.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38876 BEAR CREEK DR GRAFTON OH 440441014, GRAFTON, OH 44044-1014 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 16, 2020 |
| Property Address | 39372 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8763 |
| Document Number | 0000756660 |
| Instrument Date | Apr 09, 2020 |
| Instrument | 756660 |
| Transaction Type | Foreclosure |
| Record Updated | May 08, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $768.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39372 CHESTNUT RIDGE RD ELYRIA OH 440358763, ELYRIA, OH 44035-8763 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,061.00 | $86,240 (-0.01%) Land $19,230 Building $67,010 | $246,420 (-) Land $54,950 Building $191,470 |
| 2024 | $4,061.00 (+10.14%) | $86,248 (+27.46%) Land $19,233 Building $67,015 | $246,420 (+27.46%) Land $54,950 Building $191,470 |
| 2023 | $3,687.00 (+0.14%) | $67,666 (-0.01%) Land $16,506 Building $51,160 | $193,330 (-) Land $47,160 Building $146,170 |
| 2022 | $3,682.00 | $67,670 Land $16,510 Building $51,160 | |
| 2021 | $193,330 Land $47,160 Building $146,170 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 528 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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