Warren County property record for 3940 Wagon Trail Rd, Mason, OH 45040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,568 sqft · built 1981 |
| Lot Size | 0.272 acres (11,864 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Jun 2026) |
| Tax Bill | $4,218 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2026 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-21-304-018-0 |
| Primary APN | 16-21-304-018-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 2,048 sqft |
| 1st Floor Area | 44 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 11,864 sqft (0.272 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 930075 |
|---|---|
| Street Address | 3940 WAGON TRAIL RD |
| City | MASON |
| State | OH |
| Zip | 45040-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILS 3 LOT 144 |
| Legal Subdivision | TRAILS 3 |
| Legal Block | 75 |
| Legal Lot Number | 144 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 32003 |
3940 Wagon Trail Rd is owned and occupied by an individual who bought it in June 2026.
Source: Warren County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3940 WAGON TRAIL RD, MASON, OH 45040-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage CINCINNATI SAVINGS AND LOAN COMPANY |
| Apr 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage EMERY FCU |
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EMERY FCU |
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EMERY FCU |
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional with PMI EMERY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on File |
| Deed Sale | Jun 22, 2026 · Amount on File |
| Prior Sale | Apr 13, 2026 · Amount on File |
| Deed Document Number | 202617080 |
| Prior Transfer Date | Jun 19, 2026 |
| Prior Transfer Doc | 0000017080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 22, 2026 |
| Property Address | 3940 WAGON TRAIL RD, MASON, OH 45040-9741 |
| Document Number | 0000017080 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 202617080 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,505.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3940 WAGON TRAIL RD, MASON, OH 45040-9741 |
| Document Number | 0000017081, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202617081 |
| Name | CINCINNATI SAVINGS AND LOAN COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.72% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 13, 2026 |
| Property Address | 3940 WAGON TRAIL RD, MASON, OH 45040-9741 |
| Document Number | 0000009668 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20269668 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $101,505.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6111 SQUIRRELWOODS LN, CINCINNATI, OH 45247-5970 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3940 WAGON TRAIL RD, MASON, OH 45040-9741 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | SAFETITLE AGENCY INC, SAFE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 3940 WAGON TRAIL RD, MASON, OH 45040-9741 |
| Document Number | 0000026555 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 2023-026555 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 82 Months |
| Due | Oct 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3940 WAGON TRAIL RD, MASON, OH 45040-9741 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Title Company | SAFETITLE AGENCY INC, SAFE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000014361 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-014361 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3940 WAGON TRAIL RD, MASON, OH 45040-9741 |
| Document Number | 0000006884 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3940 WAGON TRAIL RD MASON OH 450409741, MASON, OH 45040-9741 |
| Document Number | 0000006884 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 6884 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 2, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3940 WAGON TRAIL RD, MASON, OH 45040-9741 |
| Document Number | 0000006760 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3940 WAGON TRAIL RD MASON OH 450409741, MASON, OH 45040-9741 |
| Document Number | 0000006760 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 6760 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2032 |
The 2025 property tax bill for 3940 Wagon Trail Rd was $4,218, down 1.8% from the year before.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Deerfield Township |
| Unified School District | Kings Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,218.00 (-1.77%) | $82,150 Land $24,500 Building $57,650 | $234,710 Land $70,000 Building $164,710 |
| 2024 | $4,294.00 (+15.31%) | ||
| 2023 | $3,724.00 (-2.95%) Homeowner's exemption | $63,987 (-) Land $12,915 Building $51,072 | |
| 2022 | $3,837.00 Homeowner's exemption | $63,987 Land $12,915 Building $51,072 | $182,820 (-) Land $36,900 Building $145,920 |
| 2021 | $182,820 Land $36,900 Building $145,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3940 Wagon Trail Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3940 Wagon Trail Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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