St. Clair County property record for 3940 Wadhams Rd, China, MI 48054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,971 sqft · built 1984 |
| Lot Size | 6.18 acres (269,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Nov 2012) |
| Tax Bill | $3,277 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-13-009-3005-100 |
| Primary APN | 74-13-009-3005-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,971 sqft Living Area |
| 1st Floor Area | 1,971 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Lot Area | 269,201 sqft (6.18 acres) |
| Lot Dimensions | 1,348 ft deep x 194 ft wide |
| Garage Area | 2,452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3940 WADHAMS RD |
|---|---|
| City | CHINA |
| State | MI |
| Zip | 48054-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | N 194.5' OF S 1156.23' OF SE 1/4 OF SE 1/4 & BEG N 0D 0M 0S E 950.73' FROM SE SEC COR, TH N 89D 53M 30S W 581', TH N 0D 0M 0S |
| Legal Range | 16E |
| Legal Township | 04N |
| Legal Section | 11 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CHINA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 641000 |
3940 Wadhams Rd is owned and occupied by two individuals who bought it in November 2012.
Source: St. Clair County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3940 WADHAMS RD, CHINA, MI 48054-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2012 · Amount on File |
| Deed Sale | Nov 21, 2012 · Amount on File |
| Deed Document Number | 201230432 |
| Deed Book / Page | 4326 / 500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 1, 2026 |
| Property Address | 3940 WADHAMS RD, CHINA, MI 48054-1808 |
| Document Number | 0000010841 |
| Book / Page | 5929 / 143 |
| Instrument Date | May 26, 2026 |
| Instrument | 202610841 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3940 WADHAMS RD, CHINA, MI 48054-1808 |
| Document Number | 0000010841, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 5929/143 |
| Instrument | 202610841 |
| Name | ADVIA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 3940 Wadhams Rd was $3,277 with a homeowner's exemption, up 6.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | China Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,100 (+2.76%) | $424,200 | |
| 2025 | $3,277.00 (+6.12%) Homeowner's exemption | $206,400 | |
| 2024 | $3,088.00 | $412,800 | |
| 2023 | $179,900 | ||
| 2022 | $2,906.00 | $359,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3940 Wadhams Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1980–2009) |
| Most Recent Claim | Aug 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3940 Wadhams Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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