St. Clair County property record for 3899 Wadhams Rd, China, MI 48054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1978 |
| Lot Size | 5.14 acres (223,898 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,384 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-13-010-4008-250 |
| Primary APN | 74-13-010-4008-250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 223,898 sqft (5.14 acres) |
| Garage Area | 952 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3899 WADHAMS RD |
|---|---|
| City | CHINA |
| State | MI |
| Zip | 48054-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG S 0D 37M 15S E 1013.15' FROM W 1/4 SEC COR, TH 89D 25M 34S E 1341.87', TH S 0D 35M E 165.08', TH N 89D 35M 14S W |
| Legal Range | 16E |
| Legal Township | 04N |
| Legal Section | 10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CHINA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 641000 |
3899 Wadhams Rd is owned and occupied by two individuals.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3899 WADHAMS RD, CHINA, MI 48054-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3899 WADHAMS RD, CHINA, MI 48054-1809 |
| Document Number | 0049070303 |
| Book / Page | 004907 / 000303 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2018 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3899 WADHAMS RD CHINA MI 480541809, CHINA, MI 48054-1809 |
| Document Number | 0049070303 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 004907/000303 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 11, 2023 |
The 2025 property tax bill for 3899 Wadhams Rd was $2,384 with a homeowner's exemption, up 7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | China Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,700 (+2.27%) | $315,400 | |
| 2025 | $2,384.00 (+7%) Homeowner's exemption | $154,200 | |
| 2024 | $2,228.00 | $308,400 | |
| 2023 | $125,700 | ||
| 2022 | $2,097.00 | $251,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3899 Wadhams Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1980–2009) |
| Most Recent Claim | Aug 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3899 Wadhams Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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