Emmet County property record for 3940 Maxwell Rd, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 2,125 sqft Living Area |
| Lot Size | 413,820 sqft (9.5 acres) |
| Garage | 288 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,470.00 (2024) |
| Primary APN | 14-20-20-300-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,125 sqft Living Area |
| 1st Floor | 2,000 sqft 1st Floor |
| Basement Area | 1,500 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch Style |
| Fire Resistance Class | Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame. |
| Lot Area | 413,820 sqft (9.5 acres) |
| Garage Area | 288 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Patio Area | 1,200 sqft Patio |
| Heating System | Hot Water Heating |
|---|
| Street Address | 3940 MAXWELL RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8830 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SE 1/4 OF SE 1/4 OF SW 1/4 & THAT PT OF SE 1/4 LYING S & W OF MAXWELL RD. 10 AC M/L. SECTION 20, T34N, R4W |
| Legal Range | 04W |
| Legal Township | 34N |
| Legal Section | 20 |
| Jurisdiction | EMMET MI |
| Minor Civil Division | SPRINGVALE |
| Census Blockgroup | 4 |
| Census Block | 4038 |
| Census Tract | 970500 |
Source: Emmet County records · APN 14-20-20-300-007
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3940 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 20, 2018 | Deed of Trust, Mortgage · Line of Credit ST FRANCIS X FEDERAL CREDIT UNION |
| Apr 03, 2017 | Deed of Trust, Mortgage ST FRANCIS X FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2005 |
| Deed Sale | May 25, 2005 |
| Prior Sale | Dec 03, 2003 · Amount on Record |
| Deed Book / Page | 1065 / 802 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3940 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001205/0000000912 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 0000001205/0000000912 |
| Instrument | 000005158807 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3940 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01193/0699 |
|---|---|
| Date | Apr 03, 2017 |
| Book Page | 1193/0699 |
| Instrument | 5146576 |
| Name | ST FRANCIS X FCU |
|---|---|
| Address | PETOSKEY, MI 49770 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 01, 2032 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,000 (+39.7%) Land $35,200 Building $261,800 | $594,000 (+39.7%) Land $70,400 Building $523,600 | |
| 2024 | $3,470.00 | ||
| 2023 | $212,600 Land $21,400 Building $191,200 | $425,200 Land $42,800 Building $382,400 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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