Emmet County property record for 3854 Maxwell Rd, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 360,241 sqft (8.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $870,000 (2024) |
| Tax Bill | $5,053.00 (2024) |
Source: Emmet County records · APN 14-20-20-300-017
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage SWIFT HOME LOANS |
| Feb 27, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage SWIFT HOME LOANS |
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Mar 23, 2017 | Deed of Trust, Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Mar 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on Record |
| Deed Sale | Sep 10, 2024 · Amount on Record |
| Prior Sale | Aug 12, 2016 · Amount on Record |
| Deed Doc Number | 20245215124 |
| Deed Book / Page | 1262 / 112 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Document Number | 0000001273/0000000374 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 0000001273/0000000374 |
| Instrument | 5226424 |
| Name | SWIFT HOME LOANS |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Document Number | 0000001273/0000000374 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 0000001273/0000000374 |
| Instrument | 5226424 |
| Name | SWIFT HOME LOANS |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Document Number | 0000001243/0000000884 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 0000001243/0000000884 |
| Instrument | 5196856 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 291 W SUMMIT ST, HARBOR SPRINGS, MI 49740-1008 |
| Document Number | 0000001224/0000000968 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 0000001224/0000000968 |
| Instrument | 5177919 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1193/0488 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 1193/0488 |
| Instrument | 5146365 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 178 Months |
| Due | Jan 03, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Document Number | 0000001224/0000000024 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 0000001224/0000000024 |
| Instrument | 5176970 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Document Number | 0000001219/0000000757 |
|---|---|
| Date | Mar 04, 2020 |
| Book Page | 0000001219/0000000757 |
| Instrument | 5172700 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3854 MAXWELL RD, PETOSKEY, MI 49770-8830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 291 W SUMMIT ST, HARBOR SPRINGS, MI 49740-1008 |
| Document Number | 0000001224/0000000967 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 0000001224/0000000967 |
| Instrument | 5177918 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 01, 2025 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,300 (+4.24%) Land $30,600 Building $379,700 | $820,600 (+4.24%) Land $61,200 Building $759,400 | |
| 2025 | $393,600 (+87.16%) Land $393,600 | $787,200 (+87.16%) Land $787,200 | |
| 2024 | $5,053.00 | ||
| 2023 | $210,300 Land $210,300 | $420,600 Land $420,600 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 14-20-20-300-017 |
|---|
| Lot Area | 360,241 sqft (8.27 acres) |
|---|
| Street Address | 3854 MAXWELL RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8830 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NE 1/4 OF SE 1/4 OF SW ? OF SECTION 20. SECTION 20, T34N, R4W |
| Legal Range | 04W |
| Legal Township | 34N |
| Legal Section | 20 |
| Jurisdiction | EMMET MI |
| Minor Civil Division | SPRINGVALE |
| Census Blockgroup | 4 |
| Census Block | 4038 |
| Census Tract | 970500 |
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