3940 High Rdg Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3940 High Rdg Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,241 sqft · built 2020
Lot Size	2.35 acres (102,802 sqft)
Owner	Individual Name on File
Last Sale	$19,900 (Sep 2021)
Tax Bill	$2,362 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1838-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1838-7`
Alternative APN	`29-4N-22-0000-0001-071C`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,241 sqft Heated Area
Gross Area	3,101 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	102,802 sqft (2.35 acres)
Garage Type	Finished
Garage Area	484 sqft
Porch	Open Porch
Porch Area	376 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3940 HIGH RIDGE RD
City	CRESTVIEW
State	FL
Zip	32539-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7C BLK L WOODLANDS OF CLEAR CREEK AS OR
Legal Range	22
Legal Township	04N
Legal Section	29
Legal Subdivision	CLEAR CREEK
Legal Block	L
Legal Lot Number	7C
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2000
Census Tract	20305

Owner

Source: Okaloosa County records · APN C56-000-597-1838-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3940 HIGH RIDGE RD, CRESTVIEW, FL 32539-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Construction Mortgage EGLIN FCU
Sep 23, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 19, 2020	Loan Modification, Mortgage EGLIN FCU
May 10, 2017	Warranty Deed, Transfer SURETY LAND TITLE/FL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	3491017
Deed Book / Page	3575 / 4163
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3940 HIGH RIDGE RD, CRESTVIEW, FL 32539-9513
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034391032
Date	Jan 16, 2020
Book Page	3439/1032
Instrument	3331101

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Nov 01, 2050

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 23, 2021
Property Address	3940 HIGH RIDGE RD, CRESTVIEW, FL 32539-9513
Document Number	0035754163
Book / Page	3575 / 4163
Instrument Date	Sep 22, 2021
Instrument	3491017
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$139.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 OLD WILLOW CT, SOUTH LEBANON, OH 45065-8811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 HIGH RIDGE RD, CRESTVIEW, FL 32539-9513

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	3940 HIGH RIDGE RD, CRESTVIEW, FL 32539-9513
Document Number	0034713491
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3940 HIGH RIDGE RD CRESTVIEW FL 325399513, CRESTVIEW, FL 32539-9513

Mortgage

Document Number	0034713491
Date	Jun 26, 2020
Book Page	003471/003491
Instrument	3368817

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 10, 2017
Property Address	3940 HIGH RIDGE RD, CRESTVIEW, FL 32539-9513
Document Number	0032984872
Book / Page	003298 / 004872
Instrument Date	May 05, 2017
Instrument	3134122
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 TIFFOT CT CRESTVIEW FL 325397040, CRESTVIEW, FL 32539-7040

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,362.00 (+5.21%) Homeowner's exemption	$273,160 (+5.99%)	$364,489 (+5.4%) Land $23,888 Building $340,601
2023	$2,245.00 (+2.23%) Homeowner's exemption	$257,730 (+3%)	$345,809 (+8.6%) Land $20,295 Building $325,514
2022	$2,196.00 Homeowner's exemption	$250,223	$318,429 Land $18,967 Building $299,462

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 12 locations within half a mile of this property.

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