3939 High Rdg Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3939 High Rdg Rd, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,605 sqft · built 2021
Lot Size6 acres (261,360 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Jan 2015)
Tax Bill$107 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-1844-5

Property Details

APN / Parcel Number

Primary APNC56-000-597-1844-5
Alternative APN
  • 29-4N-22-0000-0001-077A

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,605 sqft Heated Area
Gross Area3,646 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area261,360 sqft (6 acres)
Lot Dimensions661 ft deep x 394 ft wide
Garage TypeFinished
PorchOpen Porch
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3939 HIGH RIDGE RD
CityCRESTVIEW
StateFL
Zip32539-9509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL A: COM NE COR W 737.42 FT S 29 DEG W 318.47 FT S 19 DEG W 418.47 FT W 1792.1 FT S 33 FT TO POB S 661.8 FT W 197. 44 FT
Legal Range22
Legal Township04N
Legal Section29
Legal SubdivisionCLEAR CREEK
Legal BlockK
Legal Lot Number14
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2001
Census Tract20305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3939 HIGH RIDGE RD, CRESTVIEW, FL 32539-9509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2015 · Amount on Record
Deed SaleJan 13, 2015 · Amount on Record
Deed Document Number2972583
Deed Book / Page3180 / 0526
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3939 HIGH RIDGE RD, CRESTVIEW, FL 32539-9509
Transaction TypeMortgage
Record UpdatedApr 21, 2022
Title CompanyA & B TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034872965
DateAug 27, 2020
Book Page3487/2965
Instrument3386294
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$435,831 (+5.99%)$472,542 (+8.97%) Land $60,027 Building $412,515
2023$107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$411,212 (+3%)$433,644 (+8.62%) Land $34,013 Building $399,631
2022$107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$399,235 Land $31,788 Building $367,447$399,235 Land $31,788 Building $367,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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