3940 Gresham St, Unit 221, San Diego, CA 92109 Property Records

San Diego County property record for 3940 Gresham St, Unit 221, San Diego, CA 92109

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,559 sqft · built 1974
Lot Size	2 acres (87,193 sqft)
Owner	2 Company Names on File
Last Sale	$1,845,000 (Mar 2023)
Tax Bill	$24,049 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`423-381-22-52`

Property Details

APN / Parcel Number

Primary APN	`423-381-22-52`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,559 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	87,193 sqft
View / Lot	Ocean

Location & Zoning

Street Address	3940 GRESHAM ST, 221
City	SAN DIEGO
State	CA
Zip	92109-5808
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2-5
Legal Description	LOT 93 US 56DOC73-3543&UND INT IN LOTS 39 THRU 41&IN TR 001864
Legal Subdivision	SOUTHERN TITLE GUARANTY COS SU
Legal Tract	001864
Legal Block	1
Legal Lot Number	39-41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	7701

Owner

3940 Gresham St, Unit 221 is owned by a company that bought it in March 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	5010 BLUFF PL, EL CAJON, CA 92020-8212
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Intrafamily Transfer, Transfer
Mar 27, 2023	Intrafamily Transfer, Transfer
Mar 28, 2023	Grant Deed, Transfer FIDELITY NATL TTL SAN DIEGO
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP
Aug 29, 2018	Grant Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Prior Sale	Aug 29, 2018 · Amount on File
Deed Document Number	202379327
Prior Transfer Date	Mar 20, 2023
Prior Transfer Doc	0000077736
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2023
Property Address	3940 GRESHAM ST UNIT 221, 221, SAN DIEGO, CA 92109-5808
Document Number	0000077736
Map Reference	MAP 1864
Instrument Date	Mar 20, 2023
Instrument	2023-0077736
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 SW JERALD CT, PORTLAND, OR 97221-4045

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2023
Property Address	3940 GRESHAM ST UNIT 221, 221, SAN DIEGO, CA 92109-5808
Document Number	0000077651
Map Reference	MAP 1864
Instrument Date	Mar 15, 2023
Instrument	2023-0077651
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 SW JERALD CT, PORTLAND, OR 97221-4045

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2023
Property Address	3940 GRESHAM ST UNIT 221, 221, SAN DIEGO, CA 92109-5808
Document Number	0000079327
Map Reference	MAP 1864
Instrument Date	Mar 15, 2023
Instrument	2023-0079327
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5010 BLUFF PL, EL CAJON, CA 92020-8212

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3940 GRESHAM ST UNIT 221, 221, SAN DIEGO, CA 92109-5808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000552082
Date	Nov 26, 2019
Instrument	2019-0552082

Lender

Name	HOMEPLUS CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2018
Property Address	3940 GRESHAM ST UNIT 221, 221, SAN DIEGO, CA 92109-5808
Document Number	0000356977
Map Reference	MAP 1864
Instrument Date	Jul 12, 2018
Instrument	2018-0356977
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13374 DEVON DR, JAMUL, CA 91935-1663

Mortgage

Document Number	0000356978
Date	Aug 29, 2018
Instrument	2018-0356978

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3940 Gresham St, Unit 221 was $24,049.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,957,928 (+2%) Land $1,671,402 Building $286,526
2025	$24,049.00	$1,919,538 Land $1,638,630 Building $280,908
2023	$12,312.00 (+2.73%)	$1,002,505 Land $729,096 Building $273,409
2022	$11,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3940 Gresham St, Unit 221 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 units insured incl. 6 condo units
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3940 Gresham St, Unit 221 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 952 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Gresham St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures