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3940 Gresham St, Unit 153, San Diego, CA 92109 Property Records

San Diego County property record for 3940 Gresham St, Unit 153, San Diego, CA 92109

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,625 sqft · built 1974
Lot Size2 acres (87,193 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Nov 2019)
Tax Bill$15,084 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN423-381-22-82

Property Details

APN / Parcel Number

Primary APN423-381-22-82

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,625 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCondo/Apartment
Lot Area87,193 sqft
View / LotOcean

Location & Zoning

Street Address3940 GRESHAM ST, 153
CitySAN DIEGO
StateCA
Zip92109-5876
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2-5
Legal DescriptionLOT 93 US 82DOC73-3543&UND INT IN LOTS 39 THRU 41&IN TR 001864
Legal SubdivisionSOUTHERN TITLE GUARANTY COS SU
Legal Tract001864
Legal Block1
Legal Lot Number39-41
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1003
Census Tract7701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3940 GRESHAM ST, 153, SAN DIEGO, CA 92109-5876
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Intrafamily Transfer, Transfer · Line of Credit
BANNER BANK
Nov 15, 2019Grant Deed, Transfer · Conventional Mortgage
BANNER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2019 · Amount on Record
Deed SaleNov 15, 2019 · Amount on Record
Prior SaleMar 4, 1999 · Amount on Record
Deed Document Number2019530069
Last Transfer DateApr 15, 2023
Transfer Doc0000231825
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2023
Property Address3940 GRESHAM ST UNIT 153, 153, SAN DIEGO, CA 92109-5876
Document Number0000231825
Map ReferenceMAP 1864
Instrument DateAug 15, 2023
Instrument2023-0231825
Transaction TypeTransfer
Record UpdatedSep 4, 2023
Title CompanyWFG LENDER SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3940 GRESHAM ST UNIT 153, 153, SAN DIEGO, CA 92109-5876

Mortgage

Document Number0000231826
DateAug 25, 2023
Instrument2023-0231826
Lender
NameBANNER BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 15, 2019
Property Address3940 GRESHAM ST UNIT 153, 153, SAN DIEGO, CA 92109-5876
Document Number0000530069
Map ReferenceMAP 1864
Instrument DateOct 21, 2019
Instrument2019-0530069
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 GRESHAM ST UNIT 153, 153, SAN DIEGO, CA 92109-5876

Mortgage

Document Number0000530070
DateNov 15, 2019
Instrument2019-0530070
Lender
NameBANNER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,227,063 (+2%) Land $1,037,428 Building $189,635
2025$15,084.00 (+6.9%)$1,203,004 (+4.04%) Land $1,017,087 Building $185,917
2023$14,110.00 (+2.74%) Homeowner's exemption$1,156,293 Land $977,594 Building $178,699
2022$13,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 units insured
incl. 6 condo units
Nearby Flood Claims1 (1980)
Most Recent ClaimJan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 952 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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