3940 Gresham St, Unit 111, San Diego, CA 92109 Property Records

San Diego County property record for 3940 Gresham St, Unit 111, San Diego, CA 92109

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,559 sqft · built 1974
Lot Size	2 acres (87,193 sqft)
Owner	2 Company Names on Record
Tax Bill	$15,776 (2025)
Deeds & Mortgages	Feb 2024 Transfer Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`423-381-22-68`

Property Details

APN / Parcel Number

Primary APN	`423-381-22-68`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	5 Stories
Building Area	1,559 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	87,193 sqft
View / Lot	Ocean
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3940 GRESHAM ST, 111
City	SAN DIEGO
State	CA
Zip	92109-5807
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2-5
Legal Description	LOT 93 US 52DOC73-3543&UND INT IN LOTS 39 THRU 41&IN TR 001864
Legal Subdivision	BAY SCENE CONDO
Legal Tract	001864
Legal Block	1
Legal Lot Number	39-41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	7701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3940 GRESHAM ST, 111, SAN DIEGO, CA 92109-5807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Intrafamily Transfer, Transfer
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 26, 2023	Intrafamily Transfer, Transfer
Nov 30, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Nov 30, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020
Deed Sale	Nov 30, 2020
Prior Sale	Oct 14, 2003 · Amount on Record
Deed Document Number	2020754917
Last Transfer Date	Feb 28, 2024
Transfer Doc	0000049846
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2024
Property Address	3940 GRESHAM ST UNIT 111, 111, SAN DIEGO, CA 92109-5807
Document Number	0000049846
Map Reference	MAP 1864
Instrument Date	Feb 28, 2024
Instrument	2024-0049846
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 GRESHAM ST UNIT 111, 111, SAN DIEGO, CA 92109-5807

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3940 GRESHAM ST UNIT 111, 111, SAN DIEGO, CA 92109-5807
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 GRESHAM ST, SAN DIEGO, CA 92109-5806

Mortgage

Document Number	0000346712
Date	Dec 18, 2023
Instrument	2023-0346712

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2023
Property Address	3940 GRESHAM ST UNIT 111, 111, SAN DIEGO, CA 92109-5807
Document Number	0000199124
Map Reference	MAP 1864
Instrument Date	Jul 18, 2023
Instrument	2023-0199124
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3940 GRESHAM ST UNIT 111, 111, SAN DIEGO, CA 92109-5807

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2020
Property Address	3940 GRESHAM ST UNIT 111, 111, SAN DIEGO, CA 92109-5807
Document Number	0000754919
Instrument Date	Sep 9, 2020
Instrument	754919
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3940 GRESHAM ST #111 SAN DIEGO CA 921095807, 111, SAN DIEGO, CA 92109-5807

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2020
Property Address	3940 GRESHAM ST UNIT 111, 111, SAN DIEGO, CA 92109-5807
Document Number	0000754917
Map Reference	MAP 1864
Instrument Date	Sep 9, 2020
Instrument	2020-0754917
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3940 GRESHAM ST UNIT 111, 111, SAN DIEGO, CA 92109-5807

Mortgage

Document Number	0000754918
Date	Nov 30, 2020
Instrument	2020-0754918

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,290,634 (+2%) Land $942,599 Building $348,035
2025	$15,776.00 (+6.28%) Homeowner's exemption	$1,265,328 (+4.04%) Land $924,117 Building $341,211
2023	$14,844.00 (+2.74%) Homeowner's exemption	$1,216,196 Land $888,234 Building $327,962
2022	$14,448.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 units insured incl. 6 condo units
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 952 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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