Calvert County property record for 3940 4th St, North Beach, MD 20714
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1979 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Oct 2003) |
| Tax Bill | $3,591 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-053806 |
| Primary APN | 03-053806 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 105 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 053806 |
|---|---|
| Street Address | 3940 4TH ST |
| City | NORTH BEACH |
| State | MD |
| Zip | 20714-9797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 33R BLK 24 NORTH CHES BEACH |
| Legal Subdivision | NORTH CHESAPEAKE BEACH |
| Legal Block | 24 |
| Legal Lot Number | 33R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 860404 |
3940 4th St is owned by two individuals who acquired it in October 2015.
Source: Calvert County records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1877 GRAND VIEW DR, HUNTINGTOWN, MD 20639-4510 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2003 · Amount on File |
| Deed Sale | Oct 23, 2003 · Amount on File |
| Prior Sale | Oct 23, 2003 · Amount on File |
| Deed Document Number | 20032/0107 |
| Deed Book / Page | 2032 / 107 |
| Last Transfer Date | Oct 28, 2015 |
| Transfer Doc | 0046630341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 5, 2026 |
| Property Address | 3940 4TH ST, NORTH BEACH, MD 20714-9797 |
| Document Number | 6979000192 |
| Book / Page | 6979 / 192 |
| Instrument Date | Sep 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | ATG TITLE INC, ATG TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1877 GRAND VIEW DR, HUNTINGTOWN, MD 20639-4510 |
| Document Number | 6979000192, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 6979/192 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 3940 4th St was $3,591.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | North Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,400 (+1.17%) | $238,800 (+3.51%) Land $89,200 Building $149,600 | |
| 2025 | $3,591.00 | $230,700 Land $89,200 Building $141,500 | $230,700 Land $89,200 Building $141,500 |
| 2023 | $2,614.00 | $207,633 | $230,700 Land $89,200 Building $141,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3940 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3940 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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