3929 4th St, North Beach, MD 20714 Property Records

Calvert County property record for 3929 4th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,004 sqft · built 1981
Lot Size	0.194 acres (8,437 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jun 2022)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-088081`

Property Details

APN / Parcel Number

Primary APN	`03-088081`
Alternative APNs	`3088081` `088081`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,004 sqft Total Area
Basement Area	479 sqft
Finished Basement	479 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Siding
Lot Area	8,437 sqft (0.194 acres)
Lot Dimensions	105 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	088081
Street Address	3929 4TH ST
City	NORTH BEACH
State	MD
Zip	20714-9797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 13-15 & PAR G BLK 24 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	24
Legal Lot Number	13-15
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2007
Census Tract	860404

Owner

3929 4th St is owned by two individuals who acquired it in August 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3441 HORN RD, HUNTINGTOWN, MD 20639-9546
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 7, 2022	Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC
Mar 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Sep 2, 1981 · Amount on File
Deed Book / Page	6293 / 239
Last Transfer Date	Aug 25, 2022
Transfer Doc	0063780467
Record Updated	Sep 20, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 6, 2022
Property Address	3929 4TH ST, NORTH BEACH, MD 20714-9797
Document Number	0063780467
Book / Page	6378 / 467
Map Reference	LB 6293 FO 239
Instrument Date	Aug 25, 2022
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 7, 2022
Property Address	3929 4TH ST, NORTH BEACH, MD 20714-9797
Document Number	0062930239
Book / Page	6293 / 239
Map Reference	LB GWD 8 FO 305
Instrument Date	Jun 1, 2022
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3441 HORN RD, HUNTINGTOWN, MD 20639-9546

Mortgage

Document Number	0006293243
Date	Jun 7, 2022
Instrument	6293/243

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 23, 2020
Property Address	3929 4TH ST, NORTH BEACH, MD 20714-9797
Document Number	0055500268
Book / Page	005550 / 000268
Instrument Date	Mar 16, 2020
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 447 OWINGS MD 207360447, OWINGS, MD 20736-0447

Tax Assessment & Valuation

The 2025 property tax bill for 3929 4th St was $4,953.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,067 (+0.87%)	$349,000 (+2.62%) Land $94,000 Building $255,000
2025	$4,953.00	$340,100 Land $94,000 Building $246,100	$340,100 Land $94,000 Building $246,100
2023	$3,615.00	$287,100	$340,100 Land $94,000 Building $246,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3929 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3929 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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