3939 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3939 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,764 sqft · built 1950
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jun 2021)
Tax Bill	$6,266 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-051625`

Property Details

APN / Parcel Number

Primary APN	`03-051625`
Alternative APNs	`3051625` `051625`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)

Exterior Amenities

Pool Area	612 sqft
Porch	Slab
Porch Area	504 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	051625
Street Address	3939 3RD ST
City	NORTH BEACH
State	MD
Zip	20714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 25 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH 02
Legal Block	25
Legal Lot Number	8
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2012
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3939 3RD ST, NORTH BEACH, MD 20714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Nov 1, 2002 · Amount on Record
Deed Book / Page	5999 / 569
Prior Transfer Date	May 8, 2006
Prior Transfer Doc	KPS027650513
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 22, 2021
Property Address	3939 3RD ST, NORTH BEACH, MD 20714
Document Number	0059990569
Book / Page	5999 / 569
Map Reference	MB GWD 8 PL 305
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	LOGAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3939 3RD ST, NORTH BEACH, MD 20714

Mortgage

Document Number	5999574
Date	Jun 22, 2021
Instrument	5999/574

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,167 (+4.17%)	$501,300 (+12.5%) Land $92,200 Building $409,100
2025	$6,266.00 (+52.9%)	$445,600 (+36.94%) Land $92,200 Building $353,400	$445,600 (-) Land $92,200 Building $353,400
2023	$4,098.00	$325,400	$445,600 Land $92,200 Building $353,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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