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394 Riverside Ave, Troy, MT 59935 Property Records

Lincoln County property record for 394 Riverside Ave, Troy, MT 59935

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,589 sqft · built 2018
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on Record
Tax Bill$3,049 (2026)
Deeds & MortgagesDec 2025 Reverse Mortgage
Mar 2021 Sale
APNR5616730

Property Details

APN / Parcel Number

Primary APNR5616730
Alternative APNs
  • 56-4280-12-2-04-25-0000
  • 0000050175

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,589 sqft Living Area
1st Floor Area1,242 sqft
AtticAttic
Attic Area347 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area34,848 sqft (0.8 acres)
Garage TypeMixed
Garage Area1,399 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area450 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000050175
Street Address394 RIVERSIDE AVE
CityTROY
StateMT
Zip59935-8731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST TROY 1ST ADDN, S12, T31 N, R34 W, BLOCK 001, PM #2819 BLK 1 LOT 6B 0.80 ACRES *50175*
Legal Range34W
Legal Township31N
Legal Section12
Legal SubdivisionWEST TROY 1ST ADDN
Legal Block1
Legal Lot Number6B
JurisdictionLINCOLN MT
Township / Civil DivisionTROY
Census Block Group1
Census Block1035
Census Tract500

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 368, TROY, MT 59935-0368
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Reverse Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 23, 2021Warranty Deed, Transfer
LINCOLN COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2021
Deed SaleMar 23, 2021
Deed Document Number2021291953
Deed Book / Page388 / 569
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address394 RIVERSIDE AVE, TROY, MT 59935-8731
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanyALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 RIVERSIDE AVE, TROY, MT 59935-8731

Mortgage

Document Number000412/980
DateDec 4, 2025
Book Page412/980
Instrument318699
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeReverse Mortgage
AmountAmount Recorded

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateMar 23, 2021
Property Address394 RIVERSIDE AVE, TROY, MT 59935
Document Number000388/569
Book / Page388 / 569
Instrument DateAug 24, 2016
Instrument291953
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyLINCOLN COUNTY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3597 PINE CREEK RD, TROY, MT 59935-9725

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
MunicipalityTroy City
Elementary School DistrictTroy Elementary School District (PK - 08)
Secondary School DistrictTroy High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,049.00 (-27.23%)$571,934 (+47.42%)
2025$571,934 (+47.42%) Land $223,924 Building $348,010
2023$4,190.00$387,950$387,950 Land $132,970 Building $254,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims2 (1997)
Most Recent ClaimMay 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event
  • Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 79% of Montana
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROY
serves 2,100 people · EPA ID MT0000348
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber		6,000 / 6,000
Western Montana CommunityTel
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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