394 Main St, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 394 Main St, Andover, NH 03216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,424 sqft · built 1832
Lot Size	16.5 acres (718,740 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jul 2018)
Tax Bill	$4,042 (2025)
Deeds & Mortgages	Jul 2018 Foreclosure Nov 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANDV M:00020 B:000303 L:000516`

Property Details

APN / Parcel Number

Primary APN	`ANDV M:00020 B:000303 L:000516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,424 sqft Living Area
Gross Area	6,216 sqft

Exterior

Year Built	Built 1832
Effective Year Built	Effective 1832
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	718,740 sqft (16.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	394 MAIN ST
City	ANDOVER
State	NH
Zip	03216-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR R
Legal Block	303
Legal Lot Number	516
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1002
Census Tract	42500

Owner

394 Main St is owned by two individuals who bought it in July 2018.

Source: Merrimack County and Andover Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3810 87TH AVE SE, SNOHOMISH, WA 98290-5314
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2018	Trustee's Deed, Foreclosure RAGLE TITLE SERVICES
Nov 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage WARREN SPONHOLTZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Deed Document Number	201811672
Deed Book / Page	3600 / 838
Record Updated	Sep 20, 2026

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Jul 9, 2018
Property Address	394 MAIN ST, ANDOVER, NH 03216-3430
Document Number	0036000838
Book / Page	003600 / 000838
Instrument Date	Jul 5, 2018
Instrument	11672
Transaction Type	Foreclosure
Record Updated	Aug 14, 2018
Title Company	RAGLE TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7511 GREENWOOD AVE N #420 SEATTLE WA 981034627, 420, SEATTLE, WA 98103-4627

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	394 MAIN ST, ANDOVER, NH 03216-3430
Document Number	0035520318
Book / Page	003552 / 000318
Instrument Date	Nov 14, 2016
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 MAIN ST ANDOVER NH 032163430, ANDOVER, NH 03216-3430

Mortgage

Document Number	0035520318
Date	Apr 12, 2017
Book Page	003552/000318
Instrument	5983

Lender

Name	WARREN SPONHOLTZ
Address	7511 GREENWOOD AVE N # 420, SEATTLE, WA 98103-4627

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 394 Main St was $4,042.

Source: Merrimack County and Andover Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,042.00	$275,900 Land $152,200 Building $123,700
2023	$4,113.00 (+8.32%)	$179,200 (-) Land $104,800 Building $74,400	$493,240
2022	$3,797.00	$179,200 Land $104,800 Building $74,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 394 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 394 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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