Merrimack County and Andover Town property record for 391 Main St, Andover, NH 03216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,260 sqft · built 2002 |
| Lot Size | 3.55 acres (154,638 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,529 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDV M:00020 B:000320 L:000504 |
| Primary APN | ANDV M:00020 B:000320 L:000504 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Living Area |
| Gross Area | 3,960 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 154,638 sqft (3.55 acres) |
| View / Lot | Waterfront |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 391 MAIN ST |
|---|---|
| City | ANDOVER |
| State | NH |
| Zip | 03216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FA F |
| Legal Block | 320 |
| Legal Lot Number | 504 |
| Jurisdiction | ANDOVER TOWN NH |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 42500 |
Source: Merrimack County and Andover Town records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 82, ANDOVER, NH 03216-0082 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2019 | Deed of Trust, Mortgage · Line of Credit BAR HARBOR BK&TR |
| Feb 6, 2017 | Quit Claim Deed, Mortgage · Conventional with PMI BAR HARBOR BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER TOWN NH |
| Property Address | 391 MAIN ST, ANDOVER, NH 03216 |
| Document Number | 0036570396 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 391 MAIN ST ANDOVER NH 03216, ANDOVER, NH 03216 |
| Document Number | 0036570396 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 003657/000396 |
| Instrument | 22616 |
| Name | BAR HARBOR BK&TR |
|---|---|
| Type | Bank |
| Address | BAR HARBOR, ME 04609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER TOWN NH |
| Recording Date | Feb 6, 2017 |
| Property Address | 391 MAIN ST, ANDOVER, NH 03216 |
| Document Number | 0035461073 |
| Book / Page | 003546 / 001073 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 2193 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 391 MAIN ST ANDOVER NH 03216, ANDOVER, NH 03216 |
| Document Number | 35461075 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 003546/001075 |
| Instrument | 2194 |
| Name | BAR HARBOR BK&TR |
|---|---|
| Type | Bank |
| Address | BAR HARBOR, ME 04609 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 5, 2037 |
Source: Merrimack County and Andover Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| County Subdivision | Andover Town |
| Elementary School District | Andover School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,529.00 (+15.55%) | $513,900 (+81.01%) Land $119,500 Building $394,400 | |
| 2023 | $6,516.00 (+8.31%) | $283,900 (-) Land $78,200 Building $205,700 | $390,450 |
| 2022 | $6,016.00 | $283,900 Land $78,200 Building $205,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2006–2007) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NH Broadband Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| TDS Telecom Fiber | 1,000 / 1,000 |
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