3939 River Stone Rd, Durham, NC 27705 Property Records

Orange County property record for 3939 River Stone Rd, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,805 sqft · built 2017
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Apr 2026)
Tax Bill	$8,621 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9894-71-6137`

Property Details

APN / Parcel Number

Primary APN	`9894-71-6137`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,805 sqft Living Area
Gross Area	7,667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2020
Exterior Material	Other
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	95,396 sqft (2.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3939 RIVER STONE RD
City	DURHAM
State	NC
Zip	27705-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 CABE CROSSING SUB P113/145-146
Legal Subdivision	CABE CROSSING SUB
Jurisdiction	ORANGE NC
Township / Civil Division	ENO
Census Block Group	2
Census Block	2001
Census Tract	10904

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3939 RIVER STONE RD, DURHAM, NC 27705-9279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
Sep 8, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	202630132612
Deed Book / Page	6912 / 2313
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	3939 RIVER STONE RD, DURHAM, NC 27705-9279
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3939 RIVER STONE RD, DURHAM, NC 27705-9279
Investor	Possibly a Property Investor

Mortgage

Document Number	0068052324
Date	Jan 24, 2023
Book Page	6805/2324
Instrument	30083869

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	3939 RIVER STONE RD, DURHAM, NC 27705-9279
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006767892
Date	Feb 2, 2022
Book Page	6767/892
Instrument	30066248

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Apr 29, 2026
Property Address	3939 RIVER STONE RD, DURHAM, NC 27705-9279
Document Number	0030132612
Book / Page	6912 / 2313
Instrument Date	Apr 16, 2026
Instrument	2026.30132612
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3939 RIVER STONE RD, DURHAM, NC 27705-9279

Mortgage

Document Number	0030132613,
Date	Apr 29, 2026
Instrument	2026.30132613

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Apr 29, 2026
Property Address	3939 RIVER STONE RD, DURHAM, NC 27705-9279
Document Number	0069122313
Book / Page	6912 / 2313
Instrument Date	Apr 16, 2026
Instrument	202630132612
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3939 RIVER STONE RD, DURHAM, NC 27705-9279

Mortgage

Document Number	0030132613,
Date	Apr 29, 2026
Instrument	202630132613

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Sep 8, 2017
Property Address	3939 RIVER STONE RD, DURHAM, NC 27705-9279
Document Number	0006362280
Book / Page	6362 / 280
Map Reference	MB 113 PG 145-146
Instrument Date	Sep 7, 2017
Instrument	20170908000180330
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7701 SIX FORKS RD # RD132, 7701, RALEIGH, NC 27615-5050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3939 RIVER STONE RD, DURHAM, NC 27705-9279
Investor	Possibly a Property Investor

Mortgage

Document Number	20170908000190340
Date	Sep 8, 2017
Instrument	20170908000190340

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,621.00 (+8.48%)	$1,076,600 (-) Land $340,000 Building $736,600	$1,076,600 (-) Land $340,000 Building $736,600
2025	$7,947.00 (+8.21%)	$1,076,600 (+39.78%) Land $340,000 Building $736,600	$1,076,600 (+39.78%) Land $340,000 Building $736,600
2023	$7,344.00	$770,200 Land $227,000 Building $543,200	$770,200 Land $227,000 Building $543,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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