3890 River Stone Rd, Durham, NC 27705 Property Records

Orange County property record for 3890 River Stone Rd, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,064 sqft · built 2017
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,295,000 (Oct 2023)
Tax Bill	$1,253 (2026)
Deeds & Mortgages	Oct 2023 Sale Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9894-71-6770`

Property Details

APN / Parcel Number

Primary APN	`9894-71-6770`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,064 sqft Living Area
Gross Area	9,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2020
Exterior Material	Other
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	84,942 sqft (1.95 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3890 RIVER STONE RD
City	DURHAM
State	NC
Zip	27705-9238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 CABE CROSSING P113/145-146
Legal Subdivision	CABE CROSSING
Jurisdiction	ORANGE NC
Township / Civil Division	ENO
Census Block Group	2
Census Block	2001
Census Tract	10904

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3890 RIVER STONE RD, DURHAM, NC 27705-9238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer TRYON TITLE AGENCY LLC
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Apr 3, 2019	Warranty Deed, Transfer FIRST CITIZENS BK & TR CO
Nov 22, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	202330094500
Deed Book / Page	6829 / 1590
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Oct 12, 2023
Property Address	3890 RIVER STONE RD, DURHAM, NC 27705-9238
Document Number	0068291590
Book / Page	6829 / 1590
Map Reference	MB 113 PG 145&146
Instrument Date	Oct 2, 2023
Instrument	30094500
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 MILL RIDGE RD, ROCK HILL, SC 29730-0110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 RIVER STONE RD, DURHAM, NC 27705-9238

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	3890 RIVER STONE RD, DURHAM, NC 27705-9238
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWAR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6736539
Date	Jul 27, 2021
Book Page	6736/539
Instrument	30053322

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Apr 3, 2019
Property Address	3890 RIVER STONE RD, DURHAM, NC 27705-9238
Document Number	659754
Book / Page	006597 / 000054
Instrument Date	Apr 3, 2019
Instrument	57050
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,670.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3890 RIVER STONE RD DURHAM NC 277059238, DURHAM, NC 27705-9238

Mortgage

Document Number	659756
Date	Apr 3, 2019
Book Page	006597/000056
Instrument	57060

Lender

Name	FIRST CITIZENS BK & TR CO
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Nov 22, 2017
Property Address	3890 RIVER STONE RD, DURHAM, NC 27705-9238
Document Number	6394302
Book / Page	6394 / 302
Map Reference	PL 113 PG 145-146
Instrument Date	Nov 21, 2017
Instrument	20171122000231960
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,734.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7701 SIX FORKS RD # RD132, 7701, RALEIGH, NC 27615-5050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 RIVER STONE RD, DURHAM, NC 27705-9238

Mortgage

Document Number	20171122000231970
Date	Nov 22, 2017
Instrument	20171122000231970

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jul 6, 2017
Property Address	3890 RIVER STONE RD, DURHAM, NC 27705-9238
Document Number	633155
Book / Page	006331 / 000055
Instrument Date	Jun 22, 2017
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 GRANDVIEW DR FORT MITCHELL KY 410172759, FORT MITCHELL, KY 41017-2759
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,253.00 (+27.34%)	$1,328,100 (-) Land $340,000 Building $988,100	$1,328,100 (-) Land $340,000 Building $988,100
2025	$984.00 (-87.68%)	$1,328,100 (+58.35%) Land $340,000 Building $988,100	$1,328,100 (+58.35%) Land $340,000 Building $988,100
2023	$7,984.00	$838,700 Land $227,000 Building $611,700	$838,700 Land $227,000 Building $611,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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