3939 Arrel Rd, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 3939 Arrel Rd, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,945 sqft · built 1940
Lot Size	0.916 acres (39,901 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Jun 2018)
Tax Bill	$3,989 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-072-0-030.00-0`

Property Details

APN / Parcel Number

Primary APN	`35-072-0-030.00-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,945 sqft Living Area
1st Floor Area	1,144 sqft
Upper Floors Area	801 sqft
Basement Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	39,901 sqft (0.916 acres)
Lot Dimensions	350 ft deep x 114 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	200 sqft
Deck Area	460 sqft
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Septic

Location & Zoning

Street Address	3939 ARREL RD
City	POLAND
State	OH
Zip	44514-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 121 X 330 IRR ARREL PLAT 1
Legal Subdivision	ARREL 1
Legal Lot Number	3 121
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	4
Census Block	4011
Census Tract	811002

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3939 ARREL RD, POLAND, OH 44514-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Jun 20, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jan 5, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	263575
Deed Book / Page	6281 / 1124
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	3939 ARREL RD, POLAND, OH 44514-2304
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06351/1012
Date	Nov 7, 2019
Book Page	6351/1012
Instrument	201900023983

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	3939 ARREL RD, POLAND, OH 44514-2304
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06486/2186
Date	Nov 23, 2021
Book Page	6486/2186
Instrument	202100032692

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 20, 2018
Property Address	3939 ARREL RD, POLAND, OH 44514-2304
Document Number	06281/1124
Book / Page	6281 / 1124
Map Reference	VOL29 PG10
Instrument Date	Jun 13, 2018
Instrument	201800013915
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3939 ARREL RD, POLAND, OH 44514-2304

Mortgage

Document Number	201800013916
Date	Jun 20, 2018
Instrument	201800013916

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jan 5, 2017
Property Address	3939 ARREL RD, POLAND, OH 44514-2304
Document Number	06210/2695
Book / Page	6210 / 2695
Map Reference	VOL29 PG10
Instrument Date	Aug 17, 2016
Instrument	201700000218
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$184.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1345 AVENUE OF THE AMERICAS, 1345, NEW YORK, NY 10105-0302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11861 COOK RD, CANFIELD, OH 44406-9446

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,989.00 (+2.36%)	$81,380 (-) Land $11,530 Building $69,850
2023	$3,897.00 (+165.28%)	$81,380 (+217.64%) Land $11,530 Building $69,850	$232,520 (+217.61%) Land $32,940 Building $199,580
2022	$1,469.00	$25,620 Land $11,530 Building $14,090	$73,210 Land $32,940 Building $40,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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