3848 Arrel Rd, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 3848 Arrel Rd, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1981
Lot Size	1.76 acres (76,666 sqft)
Owner	Individual Name on File
Tax Bill	$4,259 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-071-0-016.00-0`

Property Details

APN / Parcel Number

Primary APN	`35-071-0-016.00-0`
Alternative APN	`00015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
1st Floor Area	744 sqft
Upper Floors Area	784 sqft
Basement Area	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	76,666 sqft (1.76 acres)
Lot Dimensions	405 ft deep x 224 ft wide
Garage Area	1,856 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00015
Street Address	3848 ARREL RD
City	POLAND
State	OH
Zip	44514-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 224.71 X 405.35 IRR R E SHAFFER PL 1
Legal Subdivision	SHAFER
Legal Lot Number	4 224
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	4
Census Block	4007
Census Tract	811002

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3848 ARREL RD, POLAND, OH 44514-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit SEVEN SEVENTEEN CU INC
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2004
Deed Sale	Apr 22, 2004
Prior Sale	Aug 29, 2003 · Amount on File
Deed Document Number	1885
Deed Book / Page	5370 / 174
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	3848 ARREL RD, POLAND, OH 44514-2301
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06496/1034
Date	Jan 14, 2022
Book Page	6496/1034
Instrument	202200000996

Lender

Name	SEVEN SEVENTEEN CU INC
Type	Credit Union
Address	WARREN, OH 44483

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	3848 ARREL RD, POLAND, OH 44514-2301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6367/0569
Date	Feb 21, 2020
Book Page	6367/0569
Instrument	202000004003

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,259.00 (+2.36%)	$86,530 (-) Land $12,740 Building $73,790
2023	$4,161.00 (+5.8%)	$86,530 (+26.54%) Land $12,740 Building $73,790	$247,230 (+26.54%) Land $36,400 Building $210,830
2022	$3,933.00	$68,380 Land $10,190 Building $58,190	$195,370 Land $29,120 Building $166,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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