3938 Townes Blvd, Terrell, NC 28682 Property Records

Catawba County property record for 3938 Townes Blvd, Terrell, NC 28682

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,477 sqft · built 2021
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$243,000 (Jul 2026)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4617-09-05-8389`

Property Details

APN / Parcel Number

Primary APN	`4617-09-05-8389`
Alternative APN	`0804401`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,477 sqft Living Area
1st Floor Area	597 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3938 TOWNES BLVD
City	TERRELL
State	NC
Zip	28682-8759
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-CD
Legal Description	LOT 91 PLAT 81-27
Legal Subdivision	THE TOWNS AT SHERRILLS FORD
Legal Lot Number	91
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	1
Census Block	1019
Census Tract	11505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Terrell Historic District listed 1986 · 11 contributing resources · NRIS 86001685

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Catawba County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3938 TOWNES BLVD, TERRELL, NC 28682-8759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Aug 16, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	202613539
Deed Book / Page	4032 / 839
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jul 6, 2026
Property Address	3938 TOWNES BLVD, TERRELL, NC 28682-8759
Document Number	0000013539
Book / Page	4032 / 839
Instrument Date	Jul 6, 2026
Instrument	202613539
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,086.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 TOWNES BLVD, TERRELL, NC 28682-8759

Mortgage

Document Number	0000013540,
Date	Jul 6, 2026
Instrument	202613540

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 16, 2021
Property Address	3938 TOWNES BLVD, TERRELL, NC 28682-8759
Document Number	0036791288
Book / Page	3679 / 1288
Map Reference	MB 81 PG 25-28
Instrument Date	Aug 2, 2021
Instrument	19708
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 SOUTH BLVD TRYON STF-205, STF-205, CHARLOTTE, NC 28203-4280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 WILLOW HAVEN LN APT 2B, 2B, CHARLOTTE, NC 28262-7779

Mortgage

Document Number	0000019709
Date	Aug 16, 2021
Instrument	19709

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.12%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,100 (-) Land $23,000 Building $268,100
2025	$1,160.00 (-19.05%)	$291,100 (+49.67%) Land $23,000 Building $268,100
2024	$1,433.00 (+2.07%)
2023	$1,404.00	$194,500 Land $17,000 Building $177,500	$291,100 Land $23,000 Building $268,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST CATAWBA COUNTY serves 5,080 people · EPA ID NC2018004
Water Source	Purchased surface water from CITY OF CONOVER
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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