3937 Memory Ln, Waterloo, IA 50702 Property Records

Black Hawk County property record for 3937 Memory Ln, Waterloo, IA 50702

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 864 sqft · built 2005
Lot Size	0.116 acres (5,064 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Apr 2009)
Tax Bill	$2,896 (2025)
Flood Zone	Zone X (minimal risk)
APN	`8812-18-328-010`

Property Details

APN / Parcel Number

Primary APN	`8812-18-328-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,064 sqft (0.116 acres)
Deck Area	238 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3937 MEMORY LN
City	WATERLOO
State	IA
Zip	50702-4848
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CEDAR HILLS LAKESIDE ONE CONDO UNIT 3911
Legal Range	12W
Legal Township	88N
Legal Section	18
Legal Subdivision	CEDAR HILLS LAKESIDE ONE CONDO
Legal Lot Number	3911
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3003
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8812-18-328-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3937 MEMORY LN, WATERLOO, IA 50702-4848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2009 · Amount on Record
Deed Sale	Apr 07, 2009 · Amount on Record
Prior Sale	Sep 12, 2008 · Amount on Record
Deed Document Number	200918828
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,896.00 Homeowner's exemption	$157,740 (+0.18%) Land $7,600 Building $150,140	$157,740 (+0.18%) Land $7,600 Building $150,140
2024	$2,896.00 (+13.48%)
2023		$157,460 (+25.87%) Land $7,600 Building $149,860	$157,460 (+25.87%) Land $7,600 Building $149,860
2022	$2,552.00 Homeowner's exemption	$125,100 Land $7,600 Building $117,500
2021			$125,100 Land $7,600 Building $117,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: Metronet Holdings.

Based on FCC filings for 321 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.