Frederick County property record for 3937 Baker Valley Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,998 sqft · built 1955 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,900 (Dec 2022) |
| Tax Bill | $5,856 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-202733 |
| Primary APN | 07-202733 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 2,448 sqft |
| 1st Floor Area | 1,998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Deck Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 202733 |
|---|---|
| Street Address | 3937 BAKER VALLEY RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 100 X 200 E/S BAKER VALLEY RD. S. OF ARABY CH. RD. |
| Legal Lot Number | 100 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 752201 |
3937 Baker Valley Rd is owned and occupied by two individuals who bought it in December 2022.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3937 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 13, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Sep 18, 2017 | Deed, Transfer · FHA Mortgage FIRST SAVINGS MORTGAGE CORP |
| Dec 13, 2016 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2022 · Amount on File |
| Deed Sale | Dec 13, 2022 · Amount on File |
| Prior Sale | Sep 18, 2017 · Amount on File |
| Deed Book / Page | 16258 / 381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 13, 2022 |
| Property Address | 3937 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Document Number | 0162580381 |
| Book / Page | 16258 / 381 |
| Instrument Date | Nov 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $999.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3937 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Document Number | 0016258390 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 16258/390 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3937 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Title Company | REAL ESTATE SETTLEMENTS ESCROW, REAL ESTATE SETMNTS & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 3937 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Document Number | 0147180201 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 14718/201 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 18, 2017 |
| Property Address | 3937 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Document Number | 0120330313 |
| Book / Page | 12033 / 0313 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 12033-0313 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,020.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3937 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Document Number | 120330319 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 12033-0319 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3937 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Document Number | 0116790185 |
| Book / Page | 011679 / 000185 |
| Instrument Date | Dec 13, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3937 BAKER VALLEY RD FREDERICK MD 217047650, FREDERICK, MD 21704-7650 |
| Document Number | 0116790185 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 011679/000185 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 20, 2047 |
The 2025 property tax bill for 3937 Baker Valley Rd was $5,856.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $501,133 | $535,100 Land $201,800 Building $333,300 | |
| 2025 | $5,856.00 | ||
| 2023 | $4,954.00 | $410,067 | $433,200 Land $138,700 Building $294,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3937 Baker Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3937 Baker Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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