Frederick County property record for 3913 Baker Valley Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,536 sqft · built 1963 |
| Lot Size | 1.36 acres (59,677 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $690,000 (Dec 2025) |
| Tax Bill | $6,318 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-197950 |
| Primary APN | 07-197950 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,536 sqft Living Area |
| Gross Area | 2,968 sqft |
| 1st Floor Area | 1,936 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 59,677 sqft |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 270 sqft |
| Patio Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 197950 |
|---|---|
| Street Address | 3913 BAKER VALLEY RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 1.37 AC E/S BAKER VALLEY RD. |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 752201 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3913 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Line of Credit WOODSBORO BANK |
| Dec 29, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 25, 2022 | Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Mar 25, 2022 · Amount on Record |
| Deed Book / Page | 17661 / 424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3913 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3913 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Document Number | 0153380053 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 15338/53 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 29, 2025 |
| Property Address | 3913 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Document Number | 0176610424 |
| Book / Page | 17661 / 424 |
| Instrument Date | Dec 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3913 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Document Number | 0017661433 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 17661/433 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 25, 2022 |
| Property Address | 3913 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Document Number | 0158150181 |
| Book / Page | 15815 / 181 |
| Instrument Date | Mar 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3913 BAKER VALLEY RD, FREDERICK, MD 21704-7650 |
| Document Number | 0015815187 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 15815/187 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $599,233 (+18.67%) | $693,500 (-) Land $255,500 Building $438,000 | |
| 2025 | $6,318.00 (+34.6%) | $504,967 (+30.17%) | $693,500 (+68.86%) Land $255,500 Building $438,000 |
| 2023 | $4,694.00 | $387,933 | $410,700 Land $173,700 Building $237,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures