3935 Spencer Cir, Macon, GA 31206 Property Records

Macon-Bibb County property record for 3935 Spencer Cir, Macon, GA 31206

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1953
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$70,800 (Jul 2025)
Tax Bill	$687 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`O093-0024`

Property Details

APN / Parcel Number

Primary APN	`O093-0024`
Alternative APN	`50315`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Heated Area
1st Floor Area	720 sqft
Utility Area	45 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	126 ft deep x 63 ft wide
Porch	Slab
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	50315
Street Address	3935 SPENCER CIR
City	MACON
State	GA
Zip	31206-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JEFFERSON HILLS
Legal Subdivision	JEFFERSON HILLS
Legal Lot Number	73
Jurisdiction	BIBB GA
Township / Civil Division	MACON WEST
Census Block Group	4
Census Block	4021
Census Tract	12600

Owner

Source: Macon-Bibb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3935 SPENCER CIR, MACON, GA 31206-3511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 12, 2022	Limited Warranty Deed, Transfer
May 12, 2021	Limited Warranty Deed, Transfer
Mar 3, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Apr 2, 2024 · Amount on Record
Deed Book / Page	12194 / 230
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIBB GA
Recording Date	Apr 2, 2024
Property Address	3935 SPENCER CIR, MACON, GA 31206-3511
Document Number	0118290245
Book / Page	11829 / 245
Map Reference	MB 24 PG 50
Instrument Date	Mar 22, 2024
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5777 GLENN HOLLOW LN, NORCROSS, GA 30071-3086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 PEACHTREE RD NE STE 500, 500, ATLANTA, GA 30326-3236

Mortgage

Document Number	0011829248
Date	Apr 2, 2024
Instrument	11829/248

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2039

April 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BIBB GA
Recording Date	Apr 12, 2022
Property Address	3935 SPENCER CIR, MACON, GA 31206-3511
Document Number	0112190007
Book / Page	11219 / 7
Map Reference	MB 24 PG 50
Instrument Date	Apr 12, 2022
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 NEW HOPE RD, 157, FAYETTEVILLE, GA 30214-1357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5777 GLENN HOLLOW LN, NORCROSS, GA 30071-3086

May 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BIBB GA
Recording Date	May 12, 2021
Property Address	3935 SPENCER CIR, MACON, GA 31206-3511
Document Number	0108690297
Book / Page	10869 / 297
Map Reference	MB 24 PG 50
Instrument Date	May 11, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1481 2ND ST, 1481, MACON, GA 31201-2261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 NEW HOPE RD, FAYETTEVILLE, GA 30214-1357

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BIBB GA
Recording Date	Mar 3, 2021
Property Address	3935 SPENCER CIR, MACON, GA 31206-3511
Document Number	0108150208
Book / Page	10815 / 208
Map Reference	MB 24 PG 50
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1082 ALMA DR, 1082, MACON, GA 31216-6195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 2ND ST, MACON, GA 31201-2261

Tax Assessment & Valuation

Source: Macon-Bibb County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Municipality	Macon-Bibb County
Unified School District	Bibb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$687.00 (+5.86%)
2025	$649.00 (+32.18%)	$26,411 (+59.07%) Land $1,800 Building $24,611	$66,028 (+59.07%) Land $4,500 Building $61,528
2023	$491.00 (+13.92%)	$16,603 (+46.06%) Land $1,296 Building $15,307	$41,508 (+46.06%) Land $3,240 Building $38,268
2022	$431.00	$11,367 Land $1,179 Building $10,188	$28,418 Land $2,948 Building $25,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1994)
Most Recent Claim	Jul 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON WATER AUTHORITY serves 130,024 people · EPA ID GA0210001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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