3932 Spencer Cir, Macon, GA 31206 Property Records

Macon-Bibb County property record for 3932 Spencer Cir, Macon, GA 31206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1956
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Feb 2024)
Tax Bill	$1,030 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`O093-0019`

Property Details

APN / Parcel Number

Primary APN	`O093-0019`
Alternative APN	`10654`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Heated Area
1st Floor Area	1,080 sqft
Utility Area	63 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	133 ft deep x 67 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10654
Street Address	3932 SPENCER CIR
City	MACON
State	GA
Zip	31206-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JEFFERSON HILLS
Legal Subdivision	JEFFERSON HILLS
Legal Lot Number	102
Jurisdiction	BIBB GA
Township / Civil Division	MACON WEST
Census Block Group	3
Census Block	3033
Census Tract	12600

Owner

Source: Macon-Bibb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3932 SPENCER CIR, MACON, GA 31206-3512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Limited Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Jan 28, 2022	Warranty Deed, Transfer
Nov 15, 2021	Public Action, Foreclosure
Aug 3, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2024 · Amount on Record
Deed Sale	Feb 6, 2024 · Amount on Record
Prior Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	2024
Deed Book / Page	11787 / 361
Prior Transfer Date	Nov 12, 2021
Prior Transfer Doc	0110520054
Record Updated	Oct 29, 2026

February 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BIBB GA
Recording Date	Feb 6, 2024
Property Address	3932 SPENCER CIR, MACON, GA 31206-3512
Document Number	0117870361
Book / Page	11787 / 361
Map Reference	MB 24 PG 4
Instrument Date	Feb 5, 2024
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1447 ELENA DR, MCDONOUGH, GA 30253-7395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3932 SPENCER CIR, MACON, GA 31206-3512

Mortgage

Document Number	0011787364
Date	Feb 6, 2024
Instrument	11787/364

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIBB GA
Recording Date	Jan 28, 2022
Property Address	3932 SPENCER CIR, MACON, GA 31206-3512
Document Number	0111440210
Book / Page	11144 / 210
Map Reference	MB 24 PG 4
Instrument Date	Jan 21, 2022
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3932 SPENCER CIR, 3932, MACON, GA 31206-3512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1447 ELENA DR, MCDONOUGH, GA 30253-7395

November 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	BIBB GA
Recording Date	Nov 15, 2021
Property Address	3932 SPENCER CIR, MACON, GA 31206-3512
Document Number	0110520054
Book / Page	11052 / 54
Map Reference	MB 24 PG 4
Instrument Date	Nov 12, 2021
Transaction Type	Foreclosure
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 WHITE ST SW, ATLANTA, GA 30310-2637

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIBB GA
Recording Date	Aug 3, 2021
Property Address	3932 SPENCER CIR, MACON, GA 31206-3512
Document Number	0109460224
Book / Page	10946 / 224
Map Reference	MB 2872 PG 171
Instrument Date	Jul 13, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2165 GA HIGHWAY 117D, 2165, RENTZ, GA 31075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 PLANTATION PKWY, MACON, GA 31220-2854

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIBB GA
Recording Date	Jul 24, 2020
Property Address	3932 SPENCER CIR, MACON, GA 31206-3512
Document Number	0106210270
Book / Page	010621 / 000270
Instrument Date	Jul 21, 2020
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1415 HIGHWAY 85 N #310-251 FAYETTEVILLE GA 302147738, 310-25, FAYETTEVILLE, GA 30214-7738

Tax Assessment & Valuation

Source: Macon-Bibb County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Municipality	Macon-Bibb County
Unified School District	Bibb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,030.00 (+2.28%)
2025	$1,007.00 (+468.93%)	$40,989 (+415.46%) Land $2,000 Building $38,989	$102,472 (+415.48%) Land $5,000 Building $97,472
2023	$177.00 (-62.58%)	$7,952 (-36.19%) Land $1,440 Building $6,512	$19,879 (-36.2%) Land $3,600 Building $16,279
2022	$473.00	$12,462 Land $1,279 Building $11,183	$31,156 Land $3,198 Building $27,958

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON WATER AUTHORITY serves 130,024 people · EPA ID GA0210001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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