3934 NW 31st Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3934 NW 31st Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,232 sqft · built 2007
Lot Size0.355 acres (15,464 sqft)
Owner2 Owner Names on File
Last Sale$189,900 (Dec 2007)
Tax Bill$828 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2018 Mortgage
Flood ZoneZone A (high risk)
APN1-05-37-35-0020-00320-0190

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0020-00320-0190

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,232 sqft Heated Area
Gross Area2,870 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,464 sqft (0.355 acres)
Lot Dimensions125 ft deep x 124 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3934 NW 31ST AVE
CityOKEECHOBEE
StateFL
Zip34972-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED UNIT NUMBER 2 (PLAT BOOK 3 PAGE 28) LOT 19 BLOCK 32
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD INC UN 2
Legal Block32
Legal Lot Number19
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1038
Census Tract910201

Owner

The current owner of 3934 NW 31st Ave bought it in December 2007.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record2 Owner Names on File
Mailing Address3934 NW 31ST AVE, OKEECHOBEE, FL 34972-1309
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Jan 5, 2018Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2007 · Amount on File
Deed SaleDec 10, 2007 · Amount on File
Deed Document Number2007016148
Deed Book / Page0644 / 0535
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3934 NW 31ST AVE, OKEECHOBEE, FL 34972-1309
Transaction TypeMortgage
Record UpdatedFeb 22, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000602
DateJan 14, 2022
Instrument2022000602
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3934 NW 31ST AVE, OKEECHOBEE, FL 34972-1309
Document Number0008010405
Instrument DateJan 5, 2018
Transaction TypeMortgage
Record UpdatedFeb 26, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3934 NW 31ST AVE OKEECHOBEE FL 349721309, OKEECHOBEE, FL 34972-1309

Mortgage

Document Number0008010405
DateJan 19, 2018
Book Page000801/000405
Instrument776
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueJan 18, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3934 NW 31st Ave was $828 with exemptions applied.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$828.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$106,038$266,051 Land $26,500 Building $239,551
2023$1,404.00 (+11.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$100,049 (+3%)$263,040 (+24.35%) Land $17,500 Building $245,540
2022$1,260.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$97,135$211,531 Land $12,000 Building $199,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3934 NW 31st Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 137 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies137 in force
Nearby Flood Claims52 (2004–2021)
Claims Outside the SFHA3 of 52
Most Recent ClaimFeb 2021 · rainfall accumulation
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 15 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3934 NW 31st Ave is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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